Discontinued — last reported Q1 '25

Operating

Provision for Credit Losses

Rollins Provision for Credit Losses decreased by 29.8% to $7.82M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 27.1%, from $10.73M to $7.82M. Over 4 years (FY 2021 to FY 2025), Provision for Credit Losses shows an upward trend with a 23.8% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ1 2025

How to read this metric

An increase suggests management expects higher default rates or a deteriorating credit environment, while a decrease suggests improved borrower quality.

Detailed definition

This represents the non-cash expense set aside by a financial institution to cover potential losses from loans or credit...

Peer comparison

Common in banking and credit card issuers; peers adjust this based on macroeconomic forecasts and portfolio seasoning.

Metric ID: provision_for_credit_losses_cf

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$1.99M$3.85M$6.76M$4.26M$4.18M$5.16M$5.85M$3.90M$6.05M$7.54M$9.38M$7.69M$7.44M$9.78M$9.11M$10.73M$5.73M$8.28M$11.15M$7.82M
QoQ Change+93.7%+75.7%-37.1%-1.9%+23.6%+13.3%-33.4%+55.3%+24.6%+24.4%-18.0%-3.2%+31.4%-6.8%+17.8%-46.6%+44.5%+34.6%-29.8%
YoY Change+110.2%+34.1%-13.5%-8.5%+44.9%+46.1%+60.3%+97.5%+23.0%+29.7%-2.8%+39.5%-23.0%-15.3%+22.4%-27.1%
Range$1.99M$11.15M
CAGR+33.4%
Avg YoY Growth+26.1%
Median YoY Growth+26.4%

Frequently Asked Questions

What is Rollins's provision for credit losses?
Rollins (ROL) reported provision for credit losses of $7.82M in Q1 2026.
How has Rollins's provision for credit losses changed year-over-year?
Rollins's provision for credit losses decreased by 27.1% year-over-year, from $10.73M to $7.82M.
What is the long-term trend for Rollins's provision for credit losses?
Over 4 years (2021 to 2025), Rollins's provision for credit losses has grown at a 23.8% compound annual growth rate (CAGR), from $15.29M to $35.89M.
What does provision for credit losses mean?
The amount of money a lender sets aside to cover expected losses from unpaid debts.