Supplier Finance Program Obligations
Ross Stores Supplier Finance Program Obligations increased by 0.9% to $188.50M in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 26.7%, from $148.80M to $188.50M. Over 2 years (FY 2022 to FY 2024), Supplier Finance Program Obligations shows an upward trend with a 15.6% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase suggests the company is relying more on third-party financing to manage cash flow and extend payment cycles, which may mask underlying cash conversion efficiency. A decrease indicates a reduction in reliance on external financing for working capital management.
Detailed definition
This metric represents the outstanding balance of trade payables that have been sold by suppliers to financial instituti...
Peer comparison
Peer companies in aerospace and manufacturing often disclose these obligations in footnotes; higher levels relative to total payables may indicate aggressive working capital management strategies compared to industry benchmarks.
supplier_finance_obligationsHistorical Data
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $155.00M | $167.60M | $128.00M | $119.20M | $146.50M | $165.60M | $141.00M | $146.90M | $161.50M | $182.50M | $148.80M | $159.20M | $162.20M | $186.80M | $188.50M |
| QoQ Change | — | +8.1% | -23.6% | -6.9% | +22.9% | +13.0% | -14.9% | +4.2% | +9.9% | +13.0% | -18.5% | +7.0% | +1.9% | +15.2% | +0.9% |
| YoY Change | — | — | — | — | -5.5% | -1.2% | +10.2% | +23.2% | +10.2% | +10.2% | +5.5% | +8.4% | +0.4% | +2.4% | +26.7% |
Supplier Finance Program Obligations at Other Companies
Frequently Asked Questions
- What is Ross Stores's supplier finance program obligations?
- Ross Stores (ROST) reported supplier finance program obligations of $188.50M in Q3 2025.
- How has Ross Stores's supplier finance program obligations changed year-over-year?
- Ross Stores's supplier finance program obligations increased by 26.7% year-over-year, from $148.80M to $188.50M.
- What is the long-term trend for Ross Stores's supplier finance program obligations?
- Over 2 years (2022 to 2024), Ross Stores's supplier finance program obligations has grown at a 15.6% compound annual growth rate (CAGR), from $119.20M to $159.20M.
- What does supplier finance program obligations mean?
- The amount of money owed to banks for invoices that suppliers have sold to those banks to get paid early.