Operating

Loans held for sale activity

Redwood Trust Loans held for sale activity decreased by 10.3% to $407.69M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 3.9%, from $424.29M to $407.69M. Over 4 years (FY 2021 to FY 2025), Loans held for sale activity shows an upward trend with a 10.2% CAGR.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryLiquidity
SignalContext dependent
VolatilityVolatile
First reportedQ1 2017
Last reportedQ1 2026May 7, 2026

How to read this metric

Positive cash flow suggests successful distribution of loans, while negative flow suggests heavy investment in loan inventory.

Detailed definition

The net cash impact resulting from the origination, acquisition, and subsequent sale of mortgage loans intended for the...

Peer comparison

Standard for mortgage originators and conduit lenders; highly dependent on secondary market demand.

Metric ID: loans_held_for_sale

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$312.57M$392.87M$297.70M$443.29M$323.56M$146.63M$163.79M$201.08M$159.19M$216.83M$197.54M$199.48M$454.22M$445.49M$478.15M$424.29M$422.05M$555.19M$454.34M$407.69M
QoQ Change+25.7%-24.2%+48.9%-27.0%-54.7%+11.7%+22.8%-20.8%+36.2%-8.9%+1.0%+127.7%-1.9%+7.3%-11.3%-0.5%+31.5%-18.2%-10.3%
YoY Change+3.5%-62.7%-45.0%-54.6%-50.8%+47.9%+20.6%-0.8%+185.3%+105.5%+142.1%+112.7%-7.1%+24.6%-5.0%-3.9%
Range$146.63M$555.19M
CAGR+5.8%
Avg YoY Growth+25.8%
Median YoY Growth+1.4%
Current Streak2 quarters decline

Frequently Asked Questions

What is Redwood Trust's loans held for sale activity?
Redwood Trust (RWT) reported loans held for sale activity of $407.69M in Q1 2026.
How has Redwood Trust's loans held for sale activity changed year-over-year?
Redwood Trust's loans held for sale activity decreased by 3.9% year-over-year, from $424.29M to $407.69M.
What is the long-term trend for Redwood Trust's loans held for sale activity?
Over 4 years (2021 to 2025), Redwood Trust's loans held for sale activity has grown at a 10.2% compound annual growth rate (CAGR), from $1.26B to $1.86B.
What does loans held for sale activity mean?
The net cash flow from buying and selling mortgage loans.