Equity

Retained Earnings

Redwood Trust Retained Earnings decreased by 0.7% to $1.11B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 8.2%, from $1.21B to $1.11B. Over 5 years (FY 2020 to FY 2025), Retained Earnings shows an upward trend with a 2.2% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementBalance Sheet Statement
SectionEquity
CategoryProfitability
SignalHigher is better
VolatilityStable
First reportedQ4 2014
Last reportedQ1 2026May 7, 2026

How to read this metric

Consistent growth in retained earnings indicates long-term profitability and financial health.

Detailed definition

This represents the cumulative net income of the company that has been reinvested in the business rather than distribute...

Peer comparison

REITs often have lower retained earnings than other sectors because they are required to distribute the majority of their taxable income as dividends.

Metric ID: retained_earnings

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$1.18B$1.27B$1.32B$1.35B$1.25B$1.20B$1.15B$1.16B$1.16B$1.13B$1.14B$1.17B$1.19B$1.20B$1.19B$1.21B$1.11B$1.10B$1.11B$1.11B
QoQ Change+7.5%+3.5%+2.3%-7.4%-4.0%-3.7%+0.3%+0.1%-2.8%+1.7%+2.5%+1.2%+1.1%-0.7%+1.2%-8.3%-0.9%+1.7%-0.7%
YoY Change+5.3%-5.9%-12.4%-14.2%-7.2%-6.0%-0.8%+1.4%+2.5%+6.6%+4.1%+2.8%-6.8%-8.6%-6.5%-8.2%
Range$1.10B$1.35B
CAGR-1.4%
Avg YoY Growth-3.4%
Median YoY Growth-6.0%

Frequently Asked Questions

What is Redwood Trust's retained earnings?
Redwood Trust (RWT) reported retained earnings of $1.11B in Q1 2026.
How has Redwood Trust's retained earnings changed year-over-year?
Redwood Trust's retained earnings decreased by 8.2% year-over-year, from $1.21B to $1.11B.
What is the long-term trend for Redwood Trust's retained earnings?
Over 5 years (2020 to 2025), Redwood Trust's retained earnings has grown at a 2.2% compound annual growth rate (CAGR), from $997.28M to $1.11B.
What does retained earnings mean?
The portion of net income kept by the company for growth rather than paid out as dividends.