Investing

Proceeds from sales of loans held for investment

SoFi Technologies, Inc. Proceeds from sales of loans held for investment remained flat by 0.0% to $98.15M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 42.1%, from $169.40M to $98.15M. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementCash Flow Statement
SectionInvesting
CategoryLiquidity
SignalHigher is better
VolatilityVolatile
First reportedQ1 2022
Last reportedQ4 2025

How to read this metric

Higher proceeds indicate successful capital recycling and potential gain-on-sale revenue, while lower proceeds may signal market illiquidity.

Detailed definition

Cash inflows generated from the sale or securitization of loans that were previously classified as held for investment....

Peer comparison

Common for fintechs and mortgage lenders that utilize secondary market sales.

Metric ID: investing_proceeds_from_sale_financing_receivable_held_f_1dd4e4

Historical Data

4 years
 FY'22FY'23FY'24FY'25
Value$0.00$0.00$677.59M$392.61M
YoY Change-42.1%
Range$0.00$677.59M
Avg YoY Growth-42.1%
Median YoY Growth-42.1%

Frequently Asked Questions

What is SoFi Technologies, Inc.'s proceeds from sales of loans held for investment?
SoFi Technologies, Inc. (SOFI) reported proceeds from sales of loans held for investment of $98.15M in Q4 2025.
How has SoFi Technologies, Inc.'s proceeds from sales of loans held for investment changed year-over-year?
SoFi Technologies, Inc.'s proceeds from sales of loans held for investment decreased by 42.1% year-over-year, from $169.40M to $98.15M.
What does proceeds from sales of loans held for investment mean?
Cash received from selling loans that were previously held as investments.