State Street Demand deposit overdrafts decreased by 1.0% to $1.96B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 1.0%, from $1.98B to $1.96B. Over 5 years (FY 2020 to FY 2025), Demand deposit overdrafts shows a downward trend with a -8.0% CAGR. This is a positive signal — lower values indicate better performance for this metric.
An increase may indicate higher client liquidity stress or aggressive cash management, while a decrease suggests improved client cash positions.
This represents the negative balance position in demand deposit accounts held by clients. It reflects the extent to whic...
Commonly reported by commercial banks as a component of credit risk and liquidity management.
other_time_deposits_overdrafts| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $3.11B | $2.80B | $2.27B | $1.98B | $1.96B |
| QoQ Change | — | -10.0% | -18.9% | -12.8% | -1.0% |
| YoY Change | — | -10.0% | -18.9% | -12.8% | -1.0% |