Business Segments · Restricted Cash

Commercial and Residential Lending Segment — Restricted Cash

Starwood Property Trust Commercial and Residential Lending Segment — Restricted Cash increased by 161.9% to $322.65M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 235.7%, from $96.11M to $322.65M. Over 4 years (FY 2021 to FY 2025), Commercial and Residential Lending Segment — Restricted Cash shows an upward trend with a 24.3% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryLiquidity
SignalLower is better
VolatilityModerate
First reportedQ4 2017
Last reportedQ1 2026May 8, 2026
Rolls up toRestricted Cash

How to read this metric

An increase suggests higher collateral requirements or more restrictive debt covenants, while a decrease may indicate the release of escrowed funds.

Detailed definition

This metric tracks cash balances within the lending segment that are legally or contractually restricted from being used...

Peer comparison

Common in mortgage lending and servicing businesses; peers report this as restricted cash or escrow deposits.

Metric ID: stwd_segment_commercial_and_residential_lending_segment_restricted_cash

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$60.42M$60.18M$39.85M$13.14M$2.89M$6.23M$18.56M$9.87M$25.91M$29.47M$23.90M$11.51M$51.96M$93.84M$147.50M$96.11M$167.09M$164.24M$123.22M$322.65M
QoQ Change-0.4%-33.8%-67.0%-78.0%+115.6%+197.8%-46.8%+162.5%+13.7%-18.9%-51.9%+351.6%+80.6%+57.2%-34.8%+73.9%-1.7%-25.0%+161.9%
YoY Change-95.2%-89.6%-53.4%-24.9%+796.9%+373.1%+28.8%+16.6%+100.5%+218.4%+517.1%+735.3%+221.6%+75.0%-16.5%+235.7%
Range$2.89M$322.65M
CAGR+42.3%
Avg YoY Growth+190.0%
Median YoY Growth+87.8%

Frequently Asked Questions

What is Starwood Property Trust's commercial and residential lending segment — restricted cash?
Starwood Property Trust (STWD) reported commercial and residential lending segment — restricted cash of $322.65M in Q1 2026.
How has Starwood Property Trust's commercial and residential lending segment — restricted cash changed year-over-year?
Starwood Property Trust's commercial and residential lending segment — restricted cash increased by 235.7% year-over-year, from $96.11M to $322.65M.
What is the long-term trend for Starwood Property Trust's commercial and residential lending segment — restricted cash?
Over 4 years (2021 to 2025), Starwood Property Trust's commercial and residential lending segment — restricted cash has grown at a 24.3% compound annual growth rate (CAGR), from $230.33M to $550.65M.
What does commercial and residential lending segment — restricted cash mean?
Cash held by the segment that is legally restricted for specific uses like loan escrows or debt collateral.