Geographic · Basis spread on variable rate
San Jose — Basis spread on variable rate
TPG RE Finance Trust, Inc. San Jose — Basis spread on variable rate remained flat by 0.0% to 0.7% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 27.8%, from 0.9% to 0.7%. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2024
Last reportedQ4 2025Feb 17, 2026
How to read this metric
A higher spread typically indicates higher risk or stronger pricing power, while a lower spread may suggest competitive pressure or a shift toward lower-risk assets.
Detailed definition
This metric represents the weighted average interest rate spread over the benchmark index for variable-rate commercial m...
Peer comparison
Comparable to net interest margin or loan yield spreads reported by other commercial mortgage REITs and real estate lenders.
Metric ID:
trtx_segment_san_jose_basis_spread_on_variable_rateHistorical Data
2 years
| FY'24 | FY'25 | |
|---|---|---|
| Value | 3.6% | 2.6% |
| YoY Change | — | -27.8% |
Range2.6% – 3.6%
Avg YoY Growth-27.8%
Median YoY Growth-27.8%
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Frequently Asked Questions
- What is TPG RE Finance Trust, Inc.'s san jose — basis spread on variable rate?
- TPG RE Finance Trust, Inc. (TRTX) reported san jose — basis spread on variable rate of 0.7% in Q4 2025.
- How has TPG RE Finance Trust, Inc.'s san jose — basis spread on variable rate changed year-over-year?
- TPG RE Finance Trust, Inc.'s san jose — basis spread on variable rate decreased by 27.8% year-over-year, from 0.9% to 0.7%.
- What does san jose — basis spread on variable rate mean?
- The average interest rate margin above the benchmark index for variable-rate loans in the San Jose market.