The Travelers Companies Net Undiscounted Claims and Claim Adjustment Expense Reserves increased by 3.1% to $59.22B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 3.1%, from $57.45B to $59.22B. Over 5 years (FY 2020 to FY 2025), Net Undiscounted Claims and Claim Adjustment Expense Reserves shows an upward trend with a 4.5% CAGR.
An increase may signal higher expected claims costs or business growth, while a decrease could indicate improved claims management or lower risk exposure.
This represents the total estimated liability for claims that have been incurred but not yet paid, including those not y...
A primary liability metric for all property and casualty insurance companies.
other_shortduration_insurance_contracts_liability_for_un_4d08da| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $49.78B | $51.93B | $54.85B | $57.45B | $59.22B |
| QoQ Change | — | +4.3% | +5.6% | +4.7% | +3.1% |
| YoY Change | — | +4.3% | +5.6% | +4.7% | +3.1% |
| Segment | Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 |
|---|---|---|---|---|---|
| General Liability | $11.19B | $11.66B | $12.68B | $13.78B | $15.03B |
| Automobile | $6.90B | $7.51B | $8.36B | $9.09B | $9.73B |
| Other Insurance Contracts | $4.23B | $4.19B | $4.75B | $5.04B | $5.56B |
| Unallocated Loss Adjustment Expense Reserve | $2.38B | $2.48B | $2.69B | $2.88B | $3.06B |
| Other Including Impacts Of Retroactive Reinsurance | $100.00M | $91.00M | $85.00M | $92.00M | $99.00M |
| Accident And Health Insurance Excluding Workers Compensation | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Structured Settlement Annuity | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Total | $49.78B | $51.93B | $54.85B | $57.45B | $59.22B |