The Travelers Companies logo

The Travelers Companies

TRVNYSEStock Fundamentals

The Travelers Companies, Inc. is a leading provider of commercial and personal property and casualty insurance products and services. The company offers a diverse range of risk protection solutions to businesses, government units, associations, and individuals through a multi-channel distribution network. Its core value proposition centers on disciplined underwriting, extensive data analytics, and a strong reputation for financial stability and claims handling.

Market Cap$63.4B
Revenue TTM$48.9B
Net Income TTM$7.6B
P/E Ratio8.33
Net Margin15.54%
EPS TTM$33.51
Employees33.3K
CEOAlan David Schnitzer
CountryUnited States of America
Financial Services
Insurance - Property & Casualty
SegmentsInsurance, Property & Casualty Insurance, Reinsurance
Business ModelsB2B Insurance, B2C Insurance, Underwriting, Risk Management Services
Most Recent EarningsApr 16, 2026 · 26 days agoQ1 2026
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Next EarningsJul 16, 2026 · in 2 monthsBefore Market Open · Q2 2026

Financials

Based on Q1 2026 filing

ROE25.27%
D/E28.98%
Total Debt$9.3B
Cash$615.0M

Gross Profit

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Net Income

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Operating Cash Flow

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Free Cash Flow

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EPS (Diluted)

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Business Segments

Business Insurance

primary

Provides a broad array of property and casualty insurance products and services to small, mid-sized, and large businesses globally, including specialized industry-specific coverages.

Products

Select Accounts, Middle Market, National Accounts, National Property, Northland Transportation, Agribusiness, Northfield, National Programs, Simply Business, Syndicate 5000

Customers

Small businesses, Mid-sized corporations, Large multinational companies, Public sector entities, Agricultural operations

Bond & Specialty Insurance

major

Offers surety, fidelity, management liability, and professional liability coverages utilizing financially-based underwriting approaches for diverse organizations.

Products

Surety Bonds, Fidelity Insurance, Directors and Officers Liability, Employment Practices Liability, Cyber Risk Liability, Professional Liability, Transactional Liability

Customers

Construction enterprises, Financial institutions, Not-for-profit organizations, Professional service firms, Public and private corporations

Personal Insurance

major

Provides property and casualty insurance products covering individuals' personal risks, primarily focused on the domestic market.

Products

Automobile Insurance, Homeowners Insurance, Personal Umbrella Insurance

Customers

Individuals, Households

Segment Financials

Business Insurance — Premiums

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Business Insurance — Fee income

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Business Insurance — Total segment revenues

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Bond & Specialty Insurance — Premiums

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Bond & Specialty Insurance — Catastrophe losses

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Bond & Specialty Insurance — Claims and claim adjustment expenses

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Personal Insurance — Premiums

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Personal Insurance — Fee income

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Personal Insurance — Claims and claim adjustment expenses

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Business Overview

Competitive Position

One of the oldest and largest property and casualty insurance organizations in the United States with a significant market share in commercial and specialty lines.

Geographies

United States, United Kingdom, Republic of Ireland, Canada, Brazil

Customer Segments

Small and Medium Enterprises, Enterprise, Government, Retail

Upstream Dependencies

Reinsurance companies, Capital markets, Data and analytics providers, Actuarial service providers

Downstream Customers

Independent agents, National brokers, Wholesale agents, Direct consumers, Affinity partners

Competitors & Partners

Partners

Fidelis Insurance Holdings logo

Fidelis Insurance Holdings

FIHL

Quota share reinsurance agreement partner and minority investment

J

Junto Holding Brasil S.A.

Joint venture partner for surety business in Brazil

L

Lloyd's of London

Insurance market where the company operates Syndicate 5000

Subsidiaries

C

Constitution State Services LLC

Provider of claims administration and risk management services

S

Simply Business

Digital provider of small business insurance policies

N

Northland Transportation

Provider of insurance for the commercial trucking industry

N

Northfield

Excess and surplus lines insurer

The Travelers Companies logo

The Travelers Companies FAQ

Common questions about The Travelers Companies

The Travelers Companies, Inc. is a leading provider of commercial and personal property and casualty insurance products and services. The company offers a diverse range of risk protection solutions to businesses, government units, associations, and individuals through a multi-channel distribution network. Its core value proposition centers on disciplined underwriting, extensive data analytics, and a strong reputation for financial stability and claims handling.

The Travelers Companies (TRV) has a market capitalization of $63.4B and trades on NYSE.

The Travelers Companies generated $48.9B in trailing twelve-month revenue with net income of $7.6B, representing a net margin of 15.5%. These figures are based on the Q1 2026 filing.

The Travelers Companies's key competitors include Chubb Limited, The Allstate Corporation, Progressive Corporation, and others. These companies compete in similar markets and product categories.

The Travelers Companies has approximately 33,300 employees.