Other

Terrorism Risk Insurance Program, Company's estimated deductible for the next fiscal year

The Travelers Companies Terrorism Risk Insurance Program, Company's estimated deductible for the next fiscal year increased by 4.2% to $4.01B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 4.2%, from $3.85B to $4.01B. Over 5 years (FY 2020 to FY 2025), Terrorism Risk Insurance Program, Company's estimated deductible for the next fiscal year shows an upward trend with a 9.0% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025

How to read this metric

An increase in the deductible represents higher potential financial exposure to terrorism events, requiring greater capital reserves.

Detailed definition

This is the company's estimated deductible for the Terrorism Risk Insurance Program for the upcoming fiscal year. It rep...

Peer comparison

Varies by company size and premium volume; larger insurers typically have higher deductibles under the program.

Metric ID: other_terrorism_risk_insurance_program_companys_estimate_9b4786

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value$2.71B$3.15B$3.48B$3.85B$4.01B
QoQ Change—+16.2%+10.5%+10.6%+4.2%
YoY Change—+16.2%+10.5%+10.6%+4.2%
Range$2.71B – $4.01B
CAGR+48.0%
Avg YoY Growth+10.4%
Median YoY Growth+10.6%
Current Streak4+ quarters growth

Frequently Asked Questions

What is The Travelers Companies's terrorism risk insurance program, company's estimated deductible for the next fiscal year?
The Travelers Companies (TRV) reported terrorism risk insurance program, company's estimated deductible for the next fiscal year of $4.01B in Q4 2025.
How has The Travelers Companies's terrorism risk insurance program, company's estimated deductible for the next fiscal year changed year-over-year?
The Travelers Companies's terrorism risk insurance program, company's estimated deductible for the next fiscal year increased by 4.2% year-over-year, from $3.85B to $4.01B.
What is the long-term trend for The Travelers Companies's terrorism risk insurance program, company's estimated deductible for the next fiscal year?
Over 5 years (2020 to 2025), The Travelers Companies's terrorism risk insurance program, company's estimated deductible for the next fiscal year has grown at a 9.0% compound annual growth rate (CAGR), from $2.61B to $4.01B.
What does terrorism risk insurance program, company's estimated deductible for the next fiscal year mean?
The amount of terrorism-related losses the company must pay out of pocket before federal government assistance kicks in.