Products & Services · Reinsurance Recoverables on Unpaid Losses

Structured Settlement Annuity — Reinsurance Recoverables on Unpaid Losses

The Travelers Companies Structured Settlement Annuity — Reinsurance Recoverables on Unpaid Losses decreased by 6.0% to $2.43B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 6.0%, from $2.58B to $2.43B.

Analysis

StatementSegment
CategoryRisk
SignalContext dependent
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025

How to read this metric

Higher recoverables indicate significant risk transfer, though they also introduce counterparty credit risk that must be monitored.

Detailed definition

This represents the portion of the structured settlement claims liability that is expected to be reimbursed by third-par...

Peer comparison

Comparable to 'reinsurance recoverables on unpaid losses' reported by any property-casualty insurer utilizing reinsurance to manage long-tail claim risks.

Metric ID: trv_segment_structured_settlements_reinsurance_recoverables_on_unpaid_losses

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value$2.86B$2.76B$2.66B$2.58B$2.43B
QoQ Change-3.4%-3.4%-3.0%-6.0%
YoY Change-3.4%-3.4%-3.0%-6.0%
Range$2.43B$2.86B
CAGR-15.0%
Avg YoY Growth-4.0%
Median YoY Growth-3.4%
Current Streak4+ quarters decline

Frequently Asked Questions

What is The Travelers Companies's structured settlement annuity — reinsurance recoverables on unpaid losses?
The Travelers Companies (TRV) reported structured settlement annuity — reinsurance recoverables on unpaid losses of $2.43B in Q4 2025.
How has The Travelers Companies's structured settlement annuity — reinsurance recoverables on unpaid losses changed year-over-year?
The Travelers Companies's structured settlement annuity — reinsurance recoverables on unpaid losses decreased by 6.0% year-over-year, from $2.58B to $2.43B.
What does structured settlement annuity — reinsurance recoverables on unpaid losses mean?
The amount of future claim payments that the company expects to recover from its reinsurance partners.