Contractually specified servicing fees, late charges and ancillary fees
Two Harbors Investment Corporation Contractually specified servicing fees, late charges and ancillary fees decreased by 10.3% to $130.14M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 17.0%, from $156.86M to $130.14M. Over 4 years (FY 2021 to FY 2025), Contractually specified servicing fees, late charges and ancillary fees shows an upward trend with a 7.6% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase signals growth in the serviced loan portfolio or higher delinquency rates if driven by late fees.
Detailed definition
Revenue generated from the administration of loan portfolios, including servicing fees, late payment penalties, and anci...
Peer comparison
Standard fee income line item for banks with significant mortgage or consumer lending operations.
other_contractually_specified_servicing_fees_late_fees_a_9fb067Historical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $112.82M | $122.96M | $125.51M | $136.63M | $157.53M | $148.83M | $160.93M | $153.32M | $175.22M | $178.63M | $178.61M | $166.33M | $176.02M | $171.73M | $167.57M | $156.86M | $158.35M | $166.45M | $145.06M | $130.14M |
| QoQ Change | — | +9.0% | +2.1% | +8.9% | +15.3% | -5.5% | +8.1% | -4.7% | +14.3% | +1.9% | -0.0% | -6.9% | +5.8% | -2.4% | -2.4% | -6.4% | +1.0% | +5.1% | -12.8% | -10.3% |
| YoY Change | — | — | — | — | +39.6% | +21.0% | +28.2% | +12.2% | +11.2% | +20.0% | +11.0% | +8.5% | +0.5% | -3.9% | -6.2% | -5.7% | -10.0% | -3.1% | -13.4% | -17.0% |
Contractually specified servicing fees, late charges and ancillary fees at Other Companies
Frequently Asked Questions
- What is Two Harbors Investment Corporation's contractually specified servicing fees, late charges and ancillary fees?
- Two Harbors Investment Corporation (TWO) reported contractually specified servicing fees, late charges and ancillary fees of $130.14M in Q1 2026.
- How has Two Harbors Investment Corporation's contractually specified servicing fees, late charges and ancillary fees changed year-over-year?
- Two Harbors Investment Corporation's contractually specified servicing fees, late charges and ancillary fees decreased by 17.0% year-over-year, from $156.86M to $130.14M.
- What is the long-term trend for Two Harbors Investment Corporation's contractually specified servicing fees, late charges and ancillary fees?
- Over 4 years (2021 to 2025), Two Harbors Investment Corporation's contractually specified servicing fees, late charges and ancillary fees has grown at a 7.6% compound annual growth rate (CAGR), from $468.41M to $626.72M.
- What does contractually specified servicing fees, late charges and ancillary fees mean?
- Fees earned from servicing loans and collecting late payments.