Liability for Claims and Claims Adjustment Expense
UnitedHealth Group Liability for Claims and Claims Adjustment Expense increased by 0.8% to $39.66B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 6.8%, from $37.14B to $39.66B. Over 5 years (FY 2020 to FY 2025), Liability for Claims and Claims Adjustment Expense shows an upward trend with a 12.5% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
Rising levels may indicate an increase in claim frequency or severity, potentially impacting short-term liquidity.
Detailed definition
This liability represents the total estimated amount required to settle claims that have been reported to the insurer bu...
Peer comparison
Standard P&C insurance metric; peers with higher ratios relative to premiums may be experiencing adverse loss development.
current_liabilities_liability_for_claims_and_claims_adju_7e9431Historical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $25.13B | $25.92B | $24.48B | $28.68B | $28.98B | $29.06B | $29.06B | $31.81B | $31.95B | $32.79B | $32.40B | $34.03B | $32.55B | $33.95B | $34.22B | $37.14B | $38.43B | $40.18B | $39.34B | $39.66B |
| QoQ Change | — | +3.1% | -5.5% | +17.1% | +1.1% | +0.3% | -0.0% | +9.5% | +0.4% | +2.6% | -1.2% | +5.1% | -4.4% | +4.3% | +0.8% | +8.5% | +3.5% | +4.6% | -2.1% | +0.8% |
| YoY Change | — | — | — | — | +15.3% | +12.1% | +18.7% | +10.9% | +10.2% | +12.8% | +11.5% | +7.0% | +1.9% | +3.5% | +5.6% | +9.1% | +18.1% | +18.3% | +14.9% | +6.8% |
Liability for Claims and Claims Adjustment Expense at Other Companies
Frequently Asked Questions
- What is UnitedHealth Group's liability for claims and claims adjustment expense?
- UnitedHealth Group (UNH) reported liability for claims and claims adjustment expense of $39.66B in Q1 2026.
- How has UnitedHealth Group's liability for claims and claims adjustment expense changed year-over-year?
- UnitedHealth Group's liability for claims and claims adjustment expense increased by 6.8% year-over-year, from $37.14B to $39.66B.
- What is the long-term trend for UnitedHealth Group's liability for claims and claims adjustment expense?
- Over 5 years (2020 to 2025), UnitedHealth Group's liability for claims and claims adjustment expense has grown at a 12.5% compound annual growth rate (CAGR), from $21.87B to $39.34B.
- What does liability for claims and claims adjustment expense mean?
- The total amount the company expects to pay for claims that have already been reported.