Business Segments · Loans
Consumer And Business Banking — Loans
U.S. Bancorp Consumer And Business Banking — Loans decreased by 2.5% to $145.90B in Q3 2025 compared to the prior quarter. Year-over-year, this metric declined by 6.1%, from $155.30B to $145.90B. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementSegment
CategoryGrowth
SignalHigher is better
VolatilityModerate
First reportedQ3 2019
Last reportedQ3 2025
How to read this metric
Growth indicates successful lending activity and market expansion, while a decline may signal reduced demand or tighter credit standards.
Detailed definition
The total outstanding balance of loans held by the consumer and business banking segment. This represents the primary in...
Peer comparison
Standard metric for all lending-focused financial institutions.
Metric ID:
usb_segment_consumer_and_business_banking_loansHistorical Data
14 periods
| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $152.47B | $140.83B | $141.11B | $141.14B | $142.99B | $170.13B | $169.70B | $157.36B | $154.93B | $154.86B | $155.30B | $153.95B | $149.66B | $145.90B |
| QoQ Change | — | -7.6% | +0.2% | +0.0% | +1.3% | +19.0% | -0.3% | -7.3% | -1.5% | -0.0% | +0.3% | -0.9% | -2.8% | -2.5% |
| YoY Change | — | — | — | -7.4% | +1.5% | +20.6% | +20.2% | +10.1% | -8.9% | -8.7% | -1.3% | -0.6% | -3.4% | -6.1% |
Range$140.83B – $170.13B
CAGR-1.3%
Avg YoY Growth+1.4%
Median YoY Growth-1.3%
Current Streak3 quarters decline
Similar Metrics at Other Companies
Frequently Asked Questions
- What is U.S. Bancorp's consumer and business banking — loans?
- U.S. Bancorp (USB) reported consumer and business banking — loans of $145.90B in Q3 2025.
- How has U.S. Bancorp's consumer and business banking — loans changed year-over-year?
- U.S. Bancorp's consumer and business banking — loans decreased by 6.1% year-over-year, from $155.30B to $145.90B.
- What does consumer and business banking — loans mean?
- The total value of loans provided to consumers and businesses by this segment.