Geographic · Stated interest rate (as a percent)

Europe — Stated interest rate (as a percent)

Visa Europe — Stated interest rate (as a percent) remained flat by 0.0% to 3.9% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 63.2%, from 2.4% to 3.9%. Over 2 years (FY 2023 to FY 2025), Europe — Stated interest rate (as a percent) shows an upward trend with a 14.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryLeverage
SignalLower is better
VolatilityStable
First reportedQ3 2022
Last reportedQ2 2026Apr 29, 2026

How to read this metric

An increase suggests higher contractual borrowing costs, while a decrease indicates more favorable financing terms or a lower interest rate environment.

Detailed definition

The nominal annual interest rate specified in the debt agreement for financial obligations attributed to the European ge...

Peer comparison

Comparable to coupon rates on regional corporate bonds or notes issued by multinational peers.

Metric ID: v_segment_europe_stated_interest_rate_as_a_percent

Historical Data

16 periods
 Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Value2.4%2.4%2.4%2.4%2.4%2.4%2.4%2.4%2.4%2.4%2.4%2.4%3.9%3.9%3.9%3.9%
QoQ Change+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+63.2%+0.0%+0.0%+0.0%
YoY Change+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+0.0%+63.2%+63.2%+63.2%+63.2%
Range2.4%3.9%
CAGR+13.9%
Avg YoY Growth+21.1%
Median YoY Growth+0.0%
Current Streak15+ quarters growth

Frequently Asked Questions

What is Visa's europe — stated interest rate (as a percent)?
Visa (V) reported europe — stated interest rate (as a percent) of 3.9% in Q1 2026.
How has Visa's europe — stated interest rate (as a percent) changed year-over-year?
Visa's europe — stated interest rate (as a percent) increased by 63.2% year-over-year, from 2.4% to 3.9%.
What is the long-term trend for Visa's europe — stated interest rate (as a percent)?
Over 2 years (2023 to 2025), Visa's europe — stated interest rate (as a percent) has grown at a 14.7% compound annual growth rate (CAGR), from 9.5% to 12.5%.
What does europe — stated interest rate (as a percent) mean?
The fixed annual interest rate stated on the face of debt instruments issued within the European region.