Supplier finance program, obligation
Walmart Supplier finance program, obligation increased by 8.8% to $6.20B in Q3 2025 compared to the prior quarter. Year-over-year, this metric declined by 8.8%, from $6.80B to $6.20B. Over 2 years (FY 2023 to FY 2025), Supplier finance program, obligation shows relatively stable performance with a 4.7% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
Increasing obligations may signal aggressive working capital management or a reliance on short-term financing to support cash flow.
Detailed definition
Represents the outstanding balance owed to financial institutions under supply chain finance or reverse factoring progra...
Peer comparison
Increasingly common in global manufacturing; investors compare this to accounts payable to assess true trade credit terms.
other_supplier_finance_program_obligationHistorical Data
| Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | Q2 '26 | Q3 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $6.40B | $5.40B | $5.20B | $4.70B | $5.30B | $6.10B | $5.30B | $5.20B | $5.70B | $6.80B | $5.70B | $5.60B | $5.70B | $6.20B |
| QoQ Change | — | -15.6% | -3.7% | -9.6% | +12.8% | +15.1% | -13.1% | -1.9% | +9.6% | +19.3% | -16.2% | -1.8% | +1.8% | +8.8% |
| YoY Change | — | — | — | — | -17.2% | +13.0% | +1.9% | +10.6% | +7.5% | +11.5% | +7.5% | +7.7% | +0.0% | -8.8% |
Supplier finance program, obligation at Other Companies
Frequently Asked Questions
- What is Walmart 's supplier finance program, obligation?
- Walmart (WMT) reported supplier finance program, obligation of $6.20B in Q3 2025.
- How has Walmart 's supplier finance program, obligation changed year-over-year?
- Walmart 's supplier finance program, obligation decreased by 8.8% year-over-year, from $6.80B to $6.20B.
- What is the long-term trend for Walmart 's supplier finance program, obligation?
- Over 2 years (2023 to 2025), Walmart 's supplier finance program, obligation has grown at a 4.7% compound annual growth rate (CAGR), from $5.20B to $5.70B.
- What does supplier finance program, obligation mean?
- The amount owed to banks for supplier invoices paid through a financing program.