| Segment | Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 |
|---|---|---|---|---|---|
| Workers' compensation | 15.9% | 15.7% | 16% | 16.3% | 16.2% |
| Professional liability | 18.1% | 17.7% | 17.2% | 16.3% | 16% |
| Other liability | 17.1% | 16.3% | 15.8% | 15.8% | 15.6% |
| Auto | 15.5% | 15.5% | 15.8% | 14.8% | 15.6% |
| Property | 15.5% | 16.1% | 17.1% | 15.1% | 15.2% |
| Casualty | 13.3% | 12.5% | 11.7% | 12.7% | 12.2% |
| Short-tail lines | 6.1% | 5.8% | 5.5% | 6.2% | 6% |
| Monoline excess | 2.9% | 3.1% | 3.1% | 3.3% | 3.9% |
| Total | 17.1% | 16.3% | 15.8% | 15.8% | 15.6% |