W.R. Berkley Insurance — Short-Duration Insurance Contract, Discounted Liability, Discount decreased by 20.6% to $9.26M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 20.6%, from $11.66M to $9.26M.
Changes reflect shifts in interest rate assumptions or the duration of the underlying claim liabilities.
This represents the adjustment made to the nominal value of long-term insurance liabilities to reflect the time value of...
Comparable to 'Discount on Loss Reserves' used by insurers with long-tail casualty business.
wrb_segment_insurance_short_duration_insurance_contract_discounted_liability_discount| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $12.34M | $12.49M | $12.19M | $11.66M | $9.26M |
| QoQ Change | — | +1.2% | -2.4% | -4.4% | -20.6% |
| YoY Change | — | +1.2% | -2.4% | -4.4% | -20.6% |