Other

Value of financial guarantee (up to)

Xcel Energy Value of financial guarantee (up to) increased by 8.1% to $120.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 29.0%, from $93.00M to $120.00M. Over 5 years (FY 2020 to FY 2025), Value of financial guarantee (up to) shows an upward trend with a 14.9% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2025
Last reportedQ1 2026

How to read this metric

Higher values indicate greater potential systemic risk and capital requirements for contingent obligations.

Detailed definition

This metric represents the maximum potential payout the institution could be required to make under its guarantee contra...

Peer comparison

Commonly disclosed in the notes to financial statements for major banks under credit risk management.

Metric ID: other_guarantee_obligations_maximum_exposure

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$60.00M$60.00M$60.00M$61.00M$61.00M$62.00M$62.00M$62.00M$63.00M$76.00M$75.00M$75.00M$79.00M$88.00M$93.00M$104.00M$111.00M$111.00M$120.00M
QoQ Change+0.0%+0.0%+1.7%+0.0%+1.6%+0.0%+0.0%+1.6%+20.6%-1.3%+0.0%+5.3%+11.4%+5.7%+11.8%+6.7%+0.0%+8.1%
YoY Change+1.7%+3.3%+3.3%+1.6%+3.3%+22.6%+21.0%+21.0%+25.4%+15.8%+24.0%+38.7%+40.5%+26.1%+29.0%
Range$60.00M$120.00M
CAGR+16.7%
Avg YoY Growth+18.5%
Median YoY Growth+21.0%
Current Streak8 quarters growth

Frequently Asked Questions

What is Xcel Energy's value of financial guarantee (up to)?
Xcel Energy (XEL) reported value of financial guarantee (up to) of $120.00M in Q4 2025.
How has Xcel Energy's value of financial guarantee (up to) changed year-over-year?
Xcel Energy's value of financial guarantee (up to) increased by 29.0% year-over-year, from $93.00M to $120.00M.
What is the long-term trend for Xcel Energy's value of financial guarantee (up to)?
Over 5 years (2020 to 2025), Xcel Energy's value of financial guarantee (up to) has grown at a 14.9% compound annual growth rate (CAGR), from $60.00M to $120.00M.
What does value of financial guarantee (up to) mean?
The total maximum potential financial loss the bank could face if all guaranteed parties were to default.