What is Arch Capital Group's mortgage — year ten?

Arch Capital Group (ACGL) reported mortgage — year ten of 0.5% in Q4 2025.

How has Arch Capital Group's mortgage — year ten changed year-over-year?

Arch Capital Group's mortgage — year ten decreased by 0.0% year-over-year, from 0.5% to 0.5%.

What does mortgage — year ten mean?

Represents the tenth year of development for a specific underwriting cohort within the mortgage insurance portfolio. This metric is critical for assessing the finality of loss reserves for mature mortgage insurance contracts.

Arch Capital Group ACGL Mortgage — Year Ten

Similar metrics at other companies

ACTDomestic mortgage insurance — Percentage of payout, year ten

0.1%0.0pp

HMNHomeowners — Year Ten

0%—

NMIHFinancial Guarantee Insurance Product Line — Year 10

0%—

ACTDomestic mortgage insurance — Percentage of payout, year nine

0.2%0.0pp

HIGProperty Insurance — 10th Year

0.1%+0.1pp

HMNAutomobile Liability — Year Ten

0%—

Other financials

Income statement

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Revenue$4.5B-3.3%

Net income$1.0B+82.4%

EPS (diluted)$2.88+94.6%

Balance sheet

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Cash & equivalents$1.8B-10.3%

Total debt$2.4B0.0%

Total equity$24.2B+12.3%

Total assets$81.4B+8.3%

Cash flow

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Operating cash flow$1.2B-18.5%

CapEx$8.0M-11.1%

Free cash flow$1.2B-18.6%

Valuation

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Market cap$34.08B0.0%

Enterprise value$34.7B-0.2%

P/E7×-2.1×

P/S1.7×-0.1×

Profitability

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Net margin24.6%+3.9pp

FCF margin29.6%-6.3pp

Returns & leverage

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Return on equity21.3%+2.9pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Arch Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTen.

The official record: Arch Capital Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Arch Capital Group's mortgage — year ten?: Arch Capital Group (ACGL) reported mortgage — year ten of 0.5% in Q4 2025.
How has Arch Capital Group's mortgage — year ten changed year-over-year?: Arch Capital Group's mortgage — year ten decreased by 0.0% year-over-year, from 0.5% to 0.5%.
What does mortgage — year ten mean?: Represents the tenth year of development for a specific underwriting cohort within the mortgage insurance portfolio. This metric is critical for assessing the finality of loss reserves for mature mortgage insurance contracts.