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Arch Capital Group ACGL Property, energy, marine and aviation — Year Four

Other product segments

Property catastrophe
138.8%-35.1%
Marine and aviation
15%+8.7%
Casualty
12.1%+1.7%
Property excluding property catastrophe
7.3%+7.4%
Specialty
6.7%+4.7%

Similar metrics at other companies

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3.8%+0.3pp
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14%-0.6pp
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ESNTProperty Insurance Product Line — Year 4
9%-1.0pp
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AFGProperty and casualty insurance — Year 4
12.3%-4.1pp
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AXSInsurance — Year 4
14.8%
The Hartford Financial Services Group logo
HIGProperty Insurance — 4th Year
5%+1.1pp

Other financials

Income statement

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Revenue$4.5B-3.3%
Net income$1.0B+82.4%
EPS (diluted)$2.88+94.6%

Balance sheet

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Cash & equivalents$1.8B-10.3%
Total debt$2.4B0.0%
Total equity$24.2B+12.3%
Total assets$81.4B+8.3%

Cash flow

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Operating cash flow$1.2B-18.5%
CapEx$8.0M-11.1%
Free cash flow$1.2B-18.6%

Valuation

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Market cap$33.91B+5.5%
Enterprise value$34.53B+5.2%
P/E-1.6×
P/S1.7×0.0×

Profitability

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Net margin24.6%+3.9pp
FCF margin29.6%-6.3pp

Returns & leverage

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Return on equity21.3%+2.9pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Arch Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour.

The official record: Arch Capital Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Arch Capital Group's property, energy, marine and aviation — year four?
Arch Capital Group (ACGL) reported property, energy, marine and aviation — year four of 8.9% in Q4 2025.
How has Arch Capital Group's property, energy, marine and aviation — year four changed year-over-year?
Arch Capital Group's property, energy, marine and aviation — year four increased by 45.9% year-over-year, from 6.1% to 8.9%.
What does property, energy, marine and aviation — year four mean?
Represents the development of loss reserves for the property, energy, marine, and aviation underwriting segment specifically at the four-year maturity mark. This metric tracks how initial loss estimates have evolved over four years of claims experience, providing insight into the accuracy of original underwriting assumptions.