What is Arch Capital Group's specialty — year five?

Arch Capital Group (ACGL) reported specialty — year five of 5.4% in Q4 2025.

How has Arch Capital Group's specialty — year five changed year-over-year?

Arch Capital Group's specialty — year five increased by 3.8% year-over-year, from 5.2% to 5.4%.

What does specialty — year five mean?

Represents the cumulative net premiums earned or underwriting revenue generated by the specialty insurance segment specifically in the fifth year of a defined multi-year performance cycle. This metric tracks the maturity and revenue trajectory of specialty risk portfolios as they season over a five-year horizon.

Arch Capital Group ACGL Specialty — Year Five

Other product segments

Property catastrophe

-24.8%+35.4%

Marine and aviation

12.2%+22.0%

Casualty

11.5%0.0%

Property excluding property catastrophe

5.4%+14.9%

Similar metrics at other companies

GLRESpecialty — Year 5

17.6%+3.4pp

HMNSpecialty Health — Year Five

0%—

SPNTOther Specialties — Year 5

3.4%+1.7pp

GLRESpecialty — Year 6

12%+2.4pp

KMPRSpecialty Personal Automobile Insurance—Liability — Year 5

96.8%-0.6pp

GLRESpecialty — Year 10

0%—

Other financials

Income statement

See full

Revenue$4.5B-3.3%

Net income$1.0B+82.4%

EPS (diluted)$2.88+94.6%

Balance sheet

See full

Cash & equivalents$1.8B-10.3%

Total debt$2.4B0.0%

Total equity$24.2B+12.3%

Total assets$81.4B+8.3%

Cash flow

See full

Operating cash flow$1.2B-18.5%

CapEx$8.0M-11.1%

Free cash flow$1.2B-18.6%

Valuation

See full

Market cap$34.08B0.0%

Enterprise value$34.7B-0.2%

P/E7×-2.1×

P/S1.7×-0.1×

Profitability

See full

Net margin24.6%+3.9pp

FCF margin29.6%-6.3pp

Returns & leverage

See full

Return on equity21.3%+2.9pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Arch Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFive.

The official record: Arch Capital Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

Ask your AI about Arch Capital Group's specialty — year five.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Arch Capital Group's specialty — year five?: Arch Capital Group (ACGL) reported specialty — year five of 5.4% in Q4 2025.
How has Arch Capital Group's specialty — year five changed year-over-year?: Arch Capital Group's specialty — year five increased by 3.8% year-over-year, from 5.2% to 5.4%.
What does specialty — year five mean?: Represents the cumulative net premiums earned or underwriting revenue generated by the specialty insurance segment specifically in the fifth year of a defined multi-year performance cycle. This metric tracks the maturity and revenue trajectory of specialty risk portfolios as they season over a five-year horizon.