Skip to content

American Coastal Insurance Corporation ACIC Ceded Losses And LAE Incurreds

Ceded Losses And LAE Incurreds at other companies

The Baldwin Insurance Group, Inc. logo
The Baldwin Insurance Group, Inc.BWIN
$7.13M+84.4%
Lemonade logo
LemonadeLMND
$88.1M-19.4%
Kemper logo
KemperKMPR
$1.5M-11.8%
Skyward Specialty Insurance Group, Inc. logo
Skyward Specialty Insurance Group, Inc.SKWD
$18.5M+20.9%
Kemper logo
KemperKMPR
$0
Freedom Holding logo
Freedom HoldingFRHC
$296K+202%

Other financials

Income statement

See full
Revenue$71.2M-1.4%
Operating income$25.5M+1.7%
Net income$19.3M-9.8%
EPS (diluted)$0.39-9.3%

Balance sheet

See full
Cash & equivalents$238.9M-6.0%
Total debt$152.5M+0.1%
Total equity$331.7M+27.1%
Total assets$997.0M-14.0%

Cash flow

See full
Operating cash flow-$5.7M-122%
CapEx$136.0K+41.7%
Free cash flow-$5.9M-122%

Valuation

See full
Market cap$521.47M+3.8%
Enterprise value$435.04M+8.6%
P/E-1.9×
P/S1.6×-0.1×

Profitability

See full
Operating margin42.1%+10.9pp
Net margin31.3%+7.0pp
FCF margin48.7%

Returns & leverage

See full
Return on equity35.4%+3.7pp
Debt / equity0.5×-0.1×

Where this comes from

Reported directly by American Coastal Insurance Corporation in its filing.

Tagged under the XBRL concept acic:CededLossesAndLAEIncurreds.

The official record: American Coastal Insurance Corporation’s 10-K, filed March 9, 2026, on SEC EDGAR. View the filing →

Ask your AI about American Coastal Insurance Corporation's ceded losses and lae incurreds.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is American Coastal Insurance Corporation's ceded losses and LAE incurreds?
American Coastal Insurance Corporation (ACIC) reported ceded losses and LAE incurreds of -$10.96M in Q4 2025.
How has American Coastal Insurance Corporation's ceded losses and LAE incurreds changed year-over-year?
American Coastal Insurance Corporation's ceded losses and LAE incurreds decreased by 127.7% year-over-year, from $39.54M to -$10.96M.
What is the long-term trend for American Coastal Insurance Corporation's ceded losses and LAE incurreds?
Over 2 years (2023 to 2025), American Coastal Insurance Corporation's ceded losses and LAE incurreds has grown at a -24.6% compound annual growth rate (CAGR), from $77.2M to -$43.84M.
What does ceded losses and LAE incurreds mean?
The portion of losses and loss adjustment expenses that are recoverable from reinsurers under existing reinsurance contracts. This represents the effectiveness of the company's reinsurance program in mitigating financial impact from large claims.