American Coastal Insurance Corporation ACIC Ratios & Valuation
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Operating margin | 42.1%+0.2pp | 41.8%+7.7pp | 34.1%+0.9pp | 33.2%+2.0pp | 31.2%-2.4pp | |
| Net margin | 31.3%-0.5pp | 31.8%+5.9pp | 26%+0.7pp | 25.3%+1.0pp | 24.3%-1.2pp | |
| EBITDA margin | 42.9%0.0pp | 43%+7.6pp | 35.3%+0.8pp | 34.6%+1.9pp | 32.7%-2.5pp | |
| Returns | ||||||
| Return on equity | 35.4%-3.3pp | 38.6%+9.6pp | 29%-2.3pp | 31.4%-0.2pp | 31.6%-5.8pp | |
| Return on assets | 9.7%+0.4pp | 9.3%+2.0pp | 7.3%+1.3pp | 6.1%-0.5pp | 6.6%-0.1pp | |
| Return on invested capital | 52%-9.2pp | 61.2%+3.2pp | 58%-48.9pp | 107%+38.5pp | 68.5%+20.5pp | |
| Efficiency | ||||||
| Asset turnover | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | 0.2×0.0× | 0.3×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.5×0.0× | 0.5×0.0× | 0.5×-0.1× | 0.5×-0.1× | 0.6×-0.1× | |
| Debt-to-assets | 0.2×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Net debt / EBITDA | -0.6×+0.4× | -1×+0.8× | -1.8×+0.5× | -2.3×-1.3× | -1×-0.4× | |
| Interest coverage | 13.5×+0.5× | 13×+2.7× | 10.2×+0.8× | 9.4×+1.6× | 7.9×-0.5× | |
| Per Share | ||||||
| Book value per share | $6.66+4.4% | $6.38-2.7% | $6.56+11.3% | $5.89+11.9% | $5.26+10.3% | |
| Valuation | ||||||
| Market capitalization | $521.47M+3.8% | $615.91M+10.9% | $555.44M+9.1% | $509.16M-8.8% | $558.24M-14.0% | |
| Enterprise value | $435.04M+8.6% | $475.54M+36.4% | $348.76M+37.1% | $254.38M-44.3% | $456.4M-21.2% | |
| Price / earnings | 5×-1.9× | 5.8×-0.8× | 6.5×+0.2× | 6.3×-1.3× | 7.6×-1.0× | |
| Price / sales | 1.6×-0.1× | 1.8×+0.1× | 1.7×+0.1× | 1.6×-0.3× | 1.8×-0.3× | |
| Price / book | 1.6×-0.4× | 1.9×+0.2× | 1.7×0.0× | 1.7×-0.4× | 2.1×-0.6× | |
| EV / EBITDA | 3×-1.0× | 3.3×+0.3× | 3×+0.7× | 2.3×-2.3× | 4.6×-0.9× | |
| EV / sales | 1.3×0.0× | 1.4×+0.4× | 1.1×+0.3× | 0.8×-0.7× | 1.5×-0.4× | |
| Earnings yield | 20.1%+5.5pp | 17.3%+2.0pp | 15.3%-0.5pp | 15.9%+2.7pp | 13.2%+1.5pp | |
| PEG ratio | 0.1×-0.5× | 0.1×— | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do American Coastal Insurance Corporation's ratios come from?
- Every ratio is computed from American Coastal Insurance Corporation's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
