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FY'25FY'24FY'23FY'22
Profitability
Operating margin41.8%+8.2pp33.6%-0.9pp34.5%
Net margin31.8%+6.3pp25.5%-90.3pp115.8%
EBITDA margin43%+7.7pp35.2%-0.3pp35.5%
Returns
Return on equity38.6%+1.2pp37.4%
Return on assets9.3%+2.7pp6.6%-9.2pp15.9%+32.9pp-17%-14.9pp
Return on invested capital61.2%+13.3pp47.9%
Efficiency
Asset turnover0.3×0.0×0.3×+0.1×0.1×
Leverage
Debt-to-equity0.5×-0.2×0.6×-0.2×0.9×
Debt-to-assets0.1×0.0×0.1×0.0×0.1×+0.1×0.1×0.0×
Net debt / EBITDA-1×-0.3×-0.7×-0.4×-0.2×+15.1×-15.3×
Interest coverage13×+4.7×8.3×-0.2×8.5×+8.2×0.3×
Per Share
Book value per share$6.38+33.6%$4.77+25.6%$3.80+190%-$4.23-158%
Valuation
Market capitalization$521.47M+3.8%$648.84M+56.2%$415.27M+805%$45.91M-75.5%
Enterprise value$435.04M+8.6%$578.89M+47.4%$392.87M+548%-$87.66M-187%
Price / earnings-1.9×8.6×+7.2×1.3×
Price / sales1.6×-0.1×2.2×+0.6×1.6×
Price / book1.6×-0.4×2.8×+0.3×2.5×
EV / EBITDA-1.0×5.5×+1.4×4.1×+14.2×-10.1×
EV / sales1.3×0.0×+0.5×1.5×
Earnings yield20.1%+5.5pp11.7%-63.0pp74.6%+1,098pp-1,023.5%-993pp
PEG ratio0.1×-0.5×

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Questions, answered.

Where do American Coastal Insurance Corporation's ratios come from?
Every ratio is computed from American Coastal Insurance Corporation's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.