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TTM Q1 '26TTM Q4 '25TTM Q3 '25TTM Q2 '25TTM Q1 '25
Profitability
Operating margin42.1%+10.9pp41.8%+8.2pp34.1%-6.8pp33.2%31.2%
Net margin31.3%+7.0pp31.8%+6.3pp26%-5.7pp25.3%24.3%
EBITDA margin42.9%+10.3pp43%+7.7pp35.3%-7.1pp34.6%32.7%
Returns
Return on equity35.4%+3.7pp38.6%+1.2pp29%31.4%31.6%
Return on assets9.7%+3.1pp9.3%+2.7pp7.3%-0.1pp6.1%+1.2pp6.6%+1.3pp
Return on invested capital52%-16.4pp61.2%+13.3pp58%107%68.5%
Efficiency
Asset turnover0.3×0.0×0.3×0.0×0.3×0.0×0.2×0.3×
Leverage
Debt-to-equity0.5×-0.1×0.5×-0.2×0.5×-0.1×0.5×-0.1×0.6×-0.1×
Debt-to-assets0.2×0.0×0.1×0.0×0.1×0.0×0.1×0.0×0.1×0.0×
Net debt / EBITDA-0.6×+0.4×-1×-0.3×-1.8×-1.0×-2.3×-1.1×-1×+0.7×
Interest coverage13.5×+5.6×13×+4.7×10.2×+1.0×9.4×+1.5×7.9×-0.4×
Per Share
Book value per share$6.66+26.5%$6.38+33.6%$6.56+25.1%$5.89+30.4%$5.26+26.4%
Valuation
Market capitalization$521.47M+3.8%$615.91M-5.1%$555.44M+2.4%$509.16M+0.9%$558.24M+9.2%
Enterprise value$435.04M+8.6%$475.54M-17.9%$348.76M-22.7%$254.38M-35.1%$456.4M+28.9%
Price / earnings-1.9×5.8×-2.8×6.5×+0.1×6.3×7.6×
Price / sales1.6×-0.1×1.8×-0.4×1.7×-0.3×1.6×1.8×
Price / book1.6×-0.4×1.9×-0.8×1.7×-0.4×1.7×-0.5×2.1×-0.4×
EV / EBITDA-1.0×3.3×-2.2×-0.9×2.3×-1.8×4.6×+0.8×
EV / sales1.3×0.0×1.4×-0.5×1.1×-0.6×0.8×1.5×
Earnings yield20.1%+5.5pp17.3%+5.7pp15.3%-0.3pp15.9%+2.5pp13.2%+0.2pp
PEG ratio0.1×-0.5×0.1×

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Questions, answered.

Where do American Coastal Insurance Corporation's ratios come from?
Every ratio is computed from American Coastal Insurance Corporation's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.