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ACI Worldwide ACIW Long-Term Debt

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Other financials

Income statement

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Revenue$430.4M+7.3%
Gross profit$181.6M+9.1%
Operating income$44.6M+28.1%
Net income$31.8M+161%
EPS (diluted)$0.31+158%

Balance sheet

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Cash & equivalents$224.5M-24.9%
Total debt$849.5M-8.7%
Total equity$1.5B+7.4%
Total assets$3.1B-1.4%

Cash flow

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Operating cash flow$70.8M+42.2%
CapEx$6.9M+218%
Free cash flow$63.9M+34.2%

Valuation

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Market cap$5.61B+27.0%
Enterprise value$6.24B+23.5%
P/E24.9×+7.3×
P/S3.1×+0.5×

Profitability

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Gross margin49.1%-1.2pp
Operating margin18.6%-1.3pp
Net margin12.4%-2.4pp
FCF margin17.1%-0.2pp

Returns & leverage

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Return on equity15.6%-3.5pp
Debt / equity0.6×-0.1×
Current ratio1.6×+0.1×

Where this comes from

Reported directly by ACI Worldwide in its filing.

Tagged under the XBRL concept us-gaap:LongTermDebtNoncurrent.

The source filing: ACI Worldwide’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 10:16 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000935036-26-000028

FAQ

What is ACI Worldwide's long-term debt?
ACI Worldwide (ACIW) reported long-term debt of $781.2M in Q2 2026.
How has ACI Worldwide's long-term debt changed year-over-year?
ACI Worldwide's long-term debt decreased by 8.9% year-over-year, from $857.11M to $781.2M.
What is the long-term trend for ACI Worldwide's long-term debt?
Over 5 years (2020 to 2025), ACI Worldwide's long-term debt has grown at a -7.1% compound annual growth rate (CAGR), from $1.12B to $776.67M.
What does long-term debt mean?
Bonds, term loans, notes payable, and other borrowings with maturities beyond one year — the primary long-term financing source.

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