Provision for Credit Losses
ACRES Commercial Realty Provision for Credit Losses increased by 25.2% to -$967.00K in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 43.7%, from -$1.72M to -$967.00K. Over 3 years (FY 2021 to FY 2025), Provision for Credit Losses shows an upward trend with a -29.2% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase suggests management expects higher default rates or a deteriorating credit environment, while a decrease suggests improved borrower quality.
Detailed definition
This represents the non-cash expense set aside by a financial institution to cover potential losses from loans or credit...
Peer comparison
Common in banking and credit card issuers; peers adjust this based on macroeconomic forecasts and portfolio seasoning.
provision_for_credit_losses_cfHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$10.34M | $0.00 | -$5.82M | -$1.80M | $524.00K | $2.62M | $10.95M | $5.10M | $2.70M | $1.98M | $1.12M | $4.90M | $1.34M | -$1.72M | -$780.00K | -$3.96M | -$1.29M | -$967.00K |
| QoQ Change | — | +100.0% | — | +69.0% | +129.1% | +400.0% | +318.1% | -53.5% | -47.0% | -26.6% | -43.4% | +336.0% | -72.7% | -228.4% | +54.6% | -407.7% | +67.4% | +25.2% |
| YoY Change | — | — | — | — | +105.1% | — | +288.4% | +382.8% | +415.3% | -24.3% | -89.7% | -3.9% | -50.5% | -135.1% | -158.3% | — | — | +43.7% |
Provision for Credit Losses at Other Companies
Frequently Asked Questions
- What is ACRES Commercial Realty's provision for credit losses?
- ACRES Commercial Realty (ACR) reported provision for credit losses of -$967.00K in Q1 2026.
- How has ACRES Commercial Realty's provision for credit losses changed year-over-year?
- ACRES Commercial Realty's provision for credit losses increased by 43.7% year-over-year, from -$1.72M to -$967.00K.
- What is the long-term trend for ACRES Commercial Realty's provision for credit losses?
- Over 3 years (2021 to 2025), ACRES Commercial Realty's provision for credit losses has grown at a -29.2% compound annual growth rate (CAGR), from -$21.80M to -$7.75M.
- What does provision for credit losses mean?
- The amount of money a lender sets aside to cover expected losses from unpaid debts.