Discontinued — last reported Q4 '25
Products & Services · Effect of changes in cash flow assumptions
Hospital indemnity — Effect of changes in cash flow assumptions
Aflac Hospital indemnity — Effect of changes in cash flow assumptions increased by 100.0% to $0 in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 100.0%, from -$4M to $0. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2020
Last reportedQ4 2025May 6, 2026
Rolls up toEffect of changes in cash flow assumptions
How to read this metric
Negative values may indicate more favorable experience than previously assumed, while positive values suggest a need to increase reserves.
Detailed definition
This represents the financial impact resulting from updates to the actuarial assumptions regarding future cash flows for...
Peer comparison
Standard actuarial adjustment metric used by insurance companies to reconcile liability models with actual experience.
Metric ID:
afl_segment_hospital_indemnity_effect_of_changes_in_cash_flow_assumptionsHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $40M | -$194M | -$31M | -$4M | $0 |
| QoQ Change | — | -585.0% | +84.0% | +87.1% | +100.0% |
| YoY Change | — | -585.0% | +84.0% | +87.1% | +100.0% |
Range-$194M – $40M
CAGR-100.0%
Avg YoY Growth-78.5%
Median YoY Growth+85.6%
Current Streak3 quarters growth
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Frequently Asked Questions
- What is Aflac's hospital indemnity — effect of changes in cash flow assumptions?
- Aflac (AFL) reported hospital indemnity — effect of changes in cash flow assumptions of $0 in Q4 2025.
- How has Aflac's hospital indemnity — effect of changes in cash flow assumptions changed year-over-year?
- Aflac's hospital indemnity — effect of changes in cash flow assumptions increased by 100.0% year-over-year, from -$4M to $0.
- What does hospital indemnity — effect of changes in cash flow assumptions mean?
- The change in the value of future liabilities for hospital indemnity due to updated expectations about policyholder behavior or claims.