Aflac AFL Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 25.6%+4.4pp | 21.2%-2.3pp | 23.6%+8.2pp | 15.3%-6.0pp | 21.3%-7.5pp | |
| Returns | ||||||
| Return on equity | 16.5%+3.4pp | 13.1%-2.5pp | 15.6%+6.4pp | 9.2%-5.3pp | 14.4%-8.2pp | |
| Return on assets | 3.9%+0.8pp | 3.1%-0.2pp | 3.3%+1.3pp | 2%-0.9pp | 2.9%-1.5pp | |
| Efficiency | ||||||
| Asset turnover | 0.2×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | |
| Debt-to-assets | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Per Share | ||||||
| Book value per share | $58.20+5.6% | $55.13+2.2% | $53.92+6.7% | $50.52+4.9% | $48.16+4.3% | |
| Valuation | ||||||
| Market capitalization | $56.52B-2.2% | $57.79B-3.3% | $59.74B+6.1% | $56.31B-7.2% | $60.69B+5.6% | |
| Enterprise value | $58.86B-2.0% | $60.04B-2.8% | $61.74B+5.8% | $58.38B-7.8% | $63.31B+7.6% | |
| Price / earnings | 12.2×-3.7× | 15.9×+1.5× | 14.3×-8.8× | 23.1×+6.2× | 16.9×+6.3× | |
| Price / sales | 3.1×-0.2× | 3.4×0.0× | 3.4×-0.2× | 3.5×-0.1× | 3.6×+0.6× | |
| Price / book | 1.9×-0.1× | 2×-0.1× | 2.1×0.0× | 2.1×-0.2× | 2.3×+0.1× | |
| EV / sales | 3.2×-0.2× | 3.5×0.0× | 3.5×-0.2× | 3.7×-0.1× | 3.7×+0.6× | |
| Earnings yield | 8.2%+1.9pp | 6.3%-0.7pp | 7%+2.7pp | 4.3%-1.6pp | 5.9%-3.6pp | |
| Dividend yield | 2.1%0.0pp | 2.1%+0.1pp | 2%-0.1pp | 2%+0.2pp | 1.8%-0.1pp | |
| PEG ratio | 0.4×— | —— | 1.5×— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Aflac's ratios come from?
- Every ratio is computed from Aflac's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
