Aflac AFL Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 81.4%-25.4pp | 106.8%+7.5pp | 99.3%+10.6pp | 88.7%+0.9pp | |
| Returns | |||||
| Return on equity | 52.3%-34.7pp | 86.9%-5.1pp | 92.1%+16.9pp | 75.2%+8.4pp | |
| Return on assets | 11.4%-4.6pp | 15.9%+1.9pp | 14.1%+1.9pp | 12.1%-0.3pp | |
| Efficiency | |||||
| Asset turnover | 0.6×0.0× | 0.6×0.0× | 0.6×0.0× | 0.5×0.0× | |
| Leverage | |||||
| Debt-to-equity | 1.2×0.0× | 1.2×-0.1× | 1.4×-0.2× | 1.6×+0.4× | |
| Debt-to-assets | 0.3×0.0× | 0.3×0.0× | 0.2×0.0× | 0.2×0.0× | |
| Per Share | |||||
| Book value per share | $207.74+17.2% | $177.21+25.6% | $141.03+17.1% | $120.45-29.6% | |
| Valuation | |||||
| Market capitalization | $234.54B+6.5% | $220.23B+25.5% | $175.45B+11.3% | $157.7B+10.7% | |
| Enterprise value | $243.47B+6.6% | $228.47B+22.5% | $186.5B+9.5% | $170.29B+10.9% | |
| Price / earnings | 70.2×+24.7× | 45.5×+7.8× | 37.7×+1.9× | 35.8×+6.3× | |
| Price / sales | 13.9×+2.0× | 11.8×+2.5× | 9.4×+1.5× | 7.8×+1.5× | |
| Price / book | 8.4×-0.4× | 8.8×+0.5× | 8.3×+0.1× | 8.2×+2.8× | |
| EV / sales | 14.4×+2.1× | 12.3×+2.3× | 10×+1.5× | 8.5×+1.6× | |
| Earnings yield | 23.5%-13.6pp | 37.2%-5.5pp | 42.7%-3.3pp | 45.9%-9.9pp | |
| Dividend yield | 7.9%+0.3pp | 7.6%-1.3pp | 8.9%-0.7pp | 9.6%+0.3pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Aflac's ratios come from?
- Every ratio is computed from Aflac's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
