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American International Group AIG International Commercial — Deferred Policy Acquisition Costs

Other segment segments

Global Personal
$1.07B+0.6%
North America Commercial
$454M+19.8%

Similar metrics at other companies

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$291.31M+20.2%
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$7.96M-28.4%

Other financials

Income statement

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Revenue$6.7B-2.0%
Net income$763.0M+9.3%
EPS (diluted)$1.41+21.6%

Balance sheet

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Cash & equivalents$1.5B+4.4%
Total debt$10.0B+2.6%
Total equity$40.4B-2.5%
Total assets$161.54B-0.2%

Cash flow

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Operating cash flow$155.0M+377%
CapEx$60.0M+14.3%
Free cash flow$1.5B+53.0%

Valuation

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Market cap$40.07B-18.6%
P/E12.7×-2.7×
P/S1.5×-0.3×

Profitability

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Net margin11.9%+8.6pp
FCF margin21.5%

Returns & leverage

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Return on equity7.7%+5.6pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by American International Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationDeferredPolicyAcquisitionCosts.

The official record: American International Group’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American International Group's international commercial — deferred policy acquisition costs?
American International Group (AIG) reported international commercial — deferred policy acquisition costs of $582M in Q4 2025.
What does international commercial — deferred policy acquisition costs mean?
Costs incurred to acquire new insurance contracts, such as commissions and underwriting expenses, which are capitalized and amortized over the life of the policies. This metric reflects the investment made to generate future premium revenue. It is a key indicator of the efficiency and scale of the segment's sales and distribution efforts.