What does long-duration insurance — ceded reserves mean?

This metric quantifies the portion of the liability for future policy benefits that is recoverable from reinsurers. It reflects the financial value of risk transferred to external parties for long-duration insurance contracts. This is a key indicator of the company's counterparty exposure and the effectiveness of its reinsurance strategy for long-term obligations.

American International Group AIG Long-Duration Insurance — Ceded reserves

Similar metrics at other companies

CRBGLong-Duration Insurance — Ceded premiums

$165.25M-16.9%

CIALong Duration Insurance, Other — Ceded premiums earned

$4.01M+56.4%

CRBGLong-Duration Insurance — Ceded to Other Companies

$64.5M+235%

CNALong-term care — Ceded

$0—

AIZLong Duration — Ceded Premiums Earned

$1.9M-5.0%

AMPTraditional long-duration contracts — Reinsurance ceded

$56M0.0%

Other financials

Income statement

See full

Revenue$6.7B-2.0%

Net income$763.0M+9.3%

EPS (diluted)$1.41+21.6%

Balance sheet

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Cash & equivalents$1.5B+4.4%

Total debt$10.0B+2.6%

Total equity$40.4B-2.5%

Total assets$161.54B-0.2%

Cash flow

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Operating cash flow$155.0M+377%

CapEx$60.0M+14.3%

Free cash flow$1.5B+53.0%

Valuation

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Market cap$40.07B-18.6%

P/E12.7×-2.7×

P/S1.5×-0.3×

Profitability

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Net margin11.9%+8.6pp

FCF margin21.5%—

Returns & leverage

See full

Return on equity7.7%+5.6pp

Debt / equity0.2×0.0×

Where this comes from

Reported directly by American International Group in its filing.

Tagged under the XBRL concept aig:LiabilityForFuturePolicyBenefitCeded.

The official record: American International Group’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American International Group's long-duration insurance — ceded reserves?: American International Group (AIG) reported long-duration insurance — ceded reserves of $727M in Q1 2026.
What does long-duration insurance — ceded reserves mean?: This metric quantifies the portion of the liability for future policy benefits that is recoverable from reinsurers. It reflects the financial value of risk transferred to external parties for long-duration insurance contracts. This is a key indicator of the company's counterparty exposure and the effectiveness of its reinsurance strategy for long-term obligations.