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American International Group AIG Short-Duration Insurance — Net Premiums Written

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Other financials

Income statement

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Revenue$6.7B-2.0%
Net income$763.0M+9.3%
EPS (diluted)$1.41+21.6%

Balance sheet

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Cash & equivalents$1.5B+4.4%
Total debt$10.0B+2.6%
Total equity$40.4B-2.5%
Total assets$161.54B-0.2%

Cash flow

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Operating cash flow$155.0M+377%
CapEx$60.0M+14.3%
Free cash flow$1.5B+53.0%

Valuation

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Market cap$40.07B-18.6%
P/E12.7×-2.7×
P/S1.5×-0.3×

Profitability

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Net margin11.9%+8.6pp
FCF margin21.5%

Returns & leverage

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Return on equity7.7%+5.6pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by American International Group in its filing.

Tagged under the XBRL concept us-gaap:PremiumsWrittenNet.

The official record: American International Group’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American International Group's short-duration insurance — net premiums written?
American International Group (AIG) reported short-duration insurance — net premiums written of $5.92B in Q4 2025.
How has American International Group's short-duration insurance — net premiums written changed year-over-year?
American International Group's short-duration insurance — net premiums written decreased by 1.0% year-over-year, from $5.98B to $5.92B.
What is the long-term trend for American International Group's short-duration insurance — net premiums written?
Over 4 years (2021 to 2025), American International Group's short-duration insurance — net premiums written has grown at a -2.7% compound annual growth rate (CAGR), from $26.42B to $23.67B.
What does short-duration insurance — net premiums written mean?
Calculated as direct and assumed premiums written minus ceded premiums written, representing the net risk retained by the company. This is a fundamental measure of the company's actual underwriting exposure and revenue generation capacity. It provides a clearer view of the company's core insurance business performance compared to gross figures.