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Assurant AIZ Employee Benefits — Supplementary Insurance Information Unearned Premiums

Discontinued — last reported Q4 '15

Similar metrics at other companies

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EGInsurance — Supplementary Insurance Information Unearned Premiums
$2.25B+19.4%
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PRUInvestment Management1 — Supplementary Insurance Information Unearned Premiums
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HIGEmployee Benefits — SEC Schedule, 12-16, Insurance Companies, Supplementary Insurance Information, Unearned Premium
$41M+2.5%
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HIGMutual Fund — Supplementary Insurance Information Unearned Premiums
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CINFProperty Liability And Casualty Insurance — Supplementary Insurance Information Unearned Premiums
$2.79B+10.8%

Other financials

Income statement

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Revenue$3.4B+11.3%
Net income$274.1M+87.0%
EPS (diluted)$5.41+91.2%

Balance sheet

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Cash & equivalents$1.6B-4.7%
Total debt$73.9M+18.4%
Total equity$5.9B+12.1%
Total assets$35.8B+2.2%

Cash flow

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Operating cash flow$240.3M-38.8%
CapEx$47.7M-10.7%
Free cash flow$192.6M-43.2%

Valuation

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Market cap$12.88B+1.6%
P/E12.9×-6.0×
P/S-0.1×

Profitability

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Net margin7.6%+2.0pp
FCF margin11%-0.7pp

Returns & leverage

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Return on equity18%+4.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Assurant in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The official record: Assurant’s 10-K, filed February 16, 2016, on SEC EDGAR. View the filing →

Questions, answered.

What does employee benefits — supplementary insurance information unearned premiums mean?
The amount of premiums received for employee benefit insurance that covers future periods and has not yet been earned as revenue.
How do you interpret employee benefits — supplementary insurance information unearned premiums?
An increase suggests growth in new business or policy renewals, while a decrease may indicate a contraction in the portfolio or a shift toward shorter-term policies.
How does employee benefits — supplementary insurance information unearned premiums compare across companies?
Comparable to unearned premium reserves reported by other specialty insurers and employee benefit providers, reflecting the scale of the active book of business.