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Assurant AIZ Global Housing — Unearned Premiums

Other segment segments

Global Lifestyle
$18.93B+2.9%

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PRUPGIM — Unearned Premiums
$0

Other financials

Income statement

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Revenue$3.5B+9.4%
Net income$298.6M+26.9%
EPS (diluted)$5.95+30.5%

Balance sheet

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Cash & equivalents$1.7B+14.3%
Total debt$73.9M+18.4%
Total equity$6.1B+10.9%
Total assets$36.1B+1.6%

Cash flow

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Operating cash flow$454.4M+71.1%
CapEx$45.2M-24.5%
Free cash flow$409.2M+99.0%

Valuation

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Market cap$14.94B+40.3%
P/E14.1×-0.8×
P/S1.1×+0.2×

Profitability

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Net margin7.9%+2.1pp
FCF margin12.3%+4.4pp

Returns & leverage

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Return on equity18.3%+4.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Assurant in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The source filing: Assurant’s 10-K, filed February 19, 2026.

Filed
Feb 19, 2026, 4:19 PM EST
Fiscal year
FY2025
Accession
0001267238-26-000010
Segment / Year Ended December 31, 2025Deferred Acquisition Costs / Year Ended December 31, 2025Future Policy Benefits and Expenses / Year Ended December 31, 2025Unearned PremiumsClaims and Benefits PayablePremium RevenueNet Investment IncomeBenefits, Claims, Losses and Settlement ExpensesAmortization of Deferred Acquisition CostsOther Operating Expenses (1)Property and Casualty Premiums Written
Global Lifestyle$10,025.3$7.3$18,929.1$873.7$7,892.8$357.5$1,901.7$3,837.2$3,399.8$908.8
Global Housing159.81,944.71,138.92,584.4141.81,018.4260.8772.72,691.9
Corporate and Other2.548.47.688.623.9149.4
Other Reconciling Items (2)5.74.17.7268.2
Total$10,187.6$55.7$20,881.4$2,101.2$10,482.9$527.3$2,927.8$4,098.0$4,590.1$3,600.7
Year Ended December 31, 2024
Global Lifestyle$9,853.7$7.8$18,387.4$873.9$7,506.0$356.6$1,738.6$3,736.6$3,075.3$830.8
Global Housing136.01,813.61,885.32,281.0127.31,010.2229.0673.92,493.4

Item 16. Form 10-K Summary

FAQ

What is Assurant's global housing — unearned premiums?
Assurant (AIZ) reported global housing — unearned premiums of $1.94B in Q4 2025.
How has Assurant's global housing — unearned premiums changed year-over-year?
Assurant's global housing — unearned premiums increased by 7.2% year-over-year, from $1.81B to $1.94B.
What does global housing — unearned premiums mean?
The portion of premiums collected for insurance policies that has not yet been earned by the company because the coverage period has not expired. This represents a liability to provide future coverage.

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