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Assurant AIZ Global Housing — Unearned Premiums

Other segment segments

Global Lifestyle
$18.93B+2.9%

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$5.69B+12.0%

Other financials

Income statement

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Revenue$3.4B+11.3%
Net income$274.1M+87.0%
EPS (diluted)$5.41+91.2%

Balance sheet

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Cash & equivalents$1.6B-4.7%
Total debt$73.9M+18.4%
Total equity$5.9B+12.1%
Total assets$35.8B+2.2%

Cash flow

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Operating cash flow$240.3M-38.8%
CapEx$47.7M-10.7%
Free cash flow$192.6M-43.2%

Valuation

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Market cap$12.88B+1.6%
P/E12.9×-6.0×
P/S1×-0.1×

Profitability

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Net margin7.6%+2.0pp
FCF margin11%-0.7pp

Returns & leverage

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Return on equity18%+4.8pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Assurant in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The official record: Assurant’s 10-K, filed February 19, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Assurant's global housing — unearned premiums?
Assurant (AIZ) reported global housing — unearned premiums of $1.94B in Q4 2025.
How has Assurant's global housing — unearned premiums changed year-over-year?
Assurant's global housing — unearned premiums increased by 7.2% year-over-year, from $1.81B to $1.94B.
What does global housing — unearned premiums mean?
Premiums received for insurance coverage that has not yet been provided.
How do you interpret global housing — unearned premiums?
Growth in unearned premiums typically indicates a growing book of business and future revenue potential.
How does global housing — unearned premiums compare across companies?
Standard metric for all property and casualty insurance companies.