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Assurant AIZ Global Lifestyle — Unearned Premiums

Other segment segments

Global Housing
$1.94B+7.2%

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PRUPGIM — Unearned Premiums
$0

Other financials

Income statement

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Revenue$3.5B+9.4%
Net income$298.6M+26.9%
EPS (diluted)$5.95+30.5%

Balance sheet

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Cash & equivalents$1.7B+14.3%
Total debt$73.9M+18.4%
Total equity$6.1B+10.9%
Total assets$36.1B+1.6%

Cash flow

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Operating cash flow$454.4M+71.1%
CapEx$45.2M-24.5%
Free cash flow$409.2M+99.0%

Valuation

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Market cap$14.94B+40.3%
P/E14.1×-0.8×
P/S1.1×+0.2×

Profitability

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Net margin7.9%+2.1pp
FCF margin12.3%+4.4pp

Returns & leverage

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Return on equity18.3%+4.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Assurant in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The source filing: Assurant’s 10-K, filed February 19, 2026.

Filed
Feb 19, 2026, 4:19 PM EST
Fiscal year
FY2025
Accession
0001267238-26-000010
Segment / Year Ended December 31, 2025Deferred Acquisition Costs / Year Ended December 31, 2025Future Policy Benefits and Expenses / Year Ended December 31, 2025Unearned PremiumsClaims and Benefits PayablePremium RevenueNet Investment IncomeBenefits, Claims, Losses and Settlement ExpensesAmortization of Deferred Acquisition CostsOther Operating Expenses (1)Property and Casualty Premiums Written
Global Lifestyle$10,025.3$7.3$18,929.1$873.7$7,892.8$357.5$1,901.7$3,837.2$3,399.8$908.8
Global Housing159.81,944.71,138.92,584.4141.81,018.4260.8772.72,691.9
Corporate and Other2.548.47.688.623.9149.4
Other Reconciling Items (2)5.74.17.7268.2
Total$10,187.6$55.7$20,881.4$2,101.2$10,482.9$527.3$2,927.8$4,098.0$4,590.1$3,600.7
Year Ended December 31, 2024
Global Lifestyle$9,853.7$7.8$18,387.4$873.9$7,506.0$356.6$1,738.6$3,736.6$3,075.3$830.8
Global Housing136.01,813.61,885.32,281.0127.31,010.2229.0673.92,493.4

Item 16. Form 10-K Summary

FAQ

What is Assurant's global lifestyle — unearned premiums?
Assurant (AIZ) reported global lifestyle — unearned premiums of $18.93B in Q4 2025.
How has Assurant's global lifestyle — unearned premiums changed year-over-year?
Assurant's global lifestyle — unearned premiums increased by 2.9% year-over-year, from $18.39B to $18.93B.
What does global lifestyle — unearned premiums mean?
Represents the portion of written premiums that have been collected but not yet earned because the insurance coverage period has not expired. This liability reflects the company's obligation to provide coverage for the remainder of the policy term. It is a key indicator of future revenue potential and current business volume.

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