Assurant AIZ Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 6.8%+0.4pp | 6.4%+0.6pp | 5.8%+3.1pp | 2.7%-10.7pp | |
| Free cash flow margin | 12.5%+3.1pp | 9.4%+1.0pp | 8.4%+4.4pp | 4%-2.3pp | |
| Returns | |||||
| Return on equity | 15.9%+0.6pp | 15.3%+1.1pp | 14.2%+8.5pp | 5.7%-18.3pp | |
| Return on assets | 2.4%+0.2pp | 2.2%+0.3pp | 1.9%+1.1pp | 0.8%-2.7pp | |
| Efficiency | |||||
| Asset turnover | 0.4×0.0× | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | |
| Leverage | |||||
| Debt-to-equity | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | |||||
| Book value per share | $114.93+17.2% | $98.11+8.5% | $90.41+17.1% | $77.19-15.1% | |
| Valuation | |||||
| Market capitalization | $12.06B+10.3% | $10.94B+23.4% | $8.86B+34.1% | $6.61B-25.6% | |
| Enterprise value | $10.3B+12.1% | $9.19B+26.4% | $7.27B+42.2% | $5.11B-25.8% | |
| Price / earnings | 13.8×-0.6× | 14.4×+0.6× | 13.8×-10.1× | 23.9×+17.4× | |
| Price / sales | 0.9×0.0× | 0.9×+0.1× | 0.8×+0.1× | 0.6×-0.2× | |
| Price / book | 2.1×-0.1× | 2.1×+0.3× | 1.8×+0.3× | 1.6×-0.1× | |
| EV / sales | 0.8×0.0× | 0.8×+0.1× | 0.7×+0.2× | 0.5×-0.2× | |
| Free cash flow yield | 13.3%+3.1pp | 10.2%-0.4pp | 10.6%+4.3pp | 6.2%-1.0pp | |
| Earnings yield | 7.2%+0.3pp | 7%-0.3pp | 7.3%+3.1pp | 4.2%-11.2pp | |
| Dividend yield | 1.4%0.0pp | 1.4%-0.3pp | 1.7%-0.6pp | 2.3%+0.5pp | |
| PEG ratio | 0.9×+0.1× | 0.8×+0.7× | 0.1×— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Assurant's ratios come from?
- Every ratio is computed from Assurant's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
