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Allstate ALL Accident and Health Insurance — Capital and surplus

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Other financials

Income statement

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Revenue$16.9B+3.0%
Net income$2.5B+313%
EPS (diluted)$9.25+338%

Balance sheet

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Cash & equivalents$697.0M-17.0%
Total debt$7.5B-7.4%
Total equity$31.6B+43.3%
Total assets$123.97B+7.7%

Cash flow

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Operating cash flow$3.6B+81.4%
CapEx$40.0M-56.5%
Free cash flow$3.5B+88.1%

Valuation

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Market cap$59.62B+15.3%
Enterprise value$66.41B+12.6%
P/E4.9×-8.0×
P/S0.9×+0.1×

Profitability

See full
Net margin17.8%+11.6pp
FCF margin16.9%+3.2pp

Returns & leverage

See full
Return on equity45.2%+25.4pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Allstate in its filing.

Tagged under the XBRL concept us-gaap:StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance.

The official record: Allstate’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Allstate's accident and health insurance — capital and surplus?
Allstate (ALL) reported accident and health insurance — capital and surplus of $101M in Q4 2025.
How has Allstate's accident and health insurance — capital and surplus changed year-over-year?
Allstate's accident and health insurance — capital and surplus decreased by 74.2% year-over-year, from $392M to $101M.
What does accident and health insurance — capital and surplus mean?
This metric represents the excess of assets over liabilities held specifically to support the accident and health insurance segment's operations and regulatory capital requirements. It serves as a financial buffer to absorb unexpected underwriting losses or adverse market fluctuations. Maintaining adequate surplus is critical for ensuring long-term solvency and meeting policyholder obligations.