Allstate ALL Homeowners — After 5 years

Similar metrics at other companies

SIGIHomeowners — Short-duration insurance contracts, historical claims duration, year five

1%0.0pp

SAFTHomeowners Liability — Shortduration Insurance Contracts Historical Claims Duration Year Five

10%—

MCYProperty insurance product line, homeowners' — Short-duration insurance contracts, historical claims duration, year five

1.4%-0.1pp

SIGIHomeowners — Short-duration insurance contracts, historical claims duration, year six

0.2%0.0pp

SIGIHomeowners — Short-duration insurance contracts, historical claims duration, year ten

0%—

HMNHomeowners — Year Five

0.2%-0.2pp

Questions, answered.

What is Allstate's homeowners — after 5 years?

Allstate (ALL) reported homeowners — after 5 years of 0.7% in Q4 2025.

What does homeowners — after 5 years mean?

This metric captures the homeowners insurance claims and liabilities that are projected to remain outstanding or be settled more than five years after the initial claim event. It represents the 'long-tail' risk component of the homeowners segment, reflecting complex claims or litigation that persist well beyond the standard reporting cycle. This metric is essential for assessing the company's long-term capital adequacy and reserve conservatism.