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Allstate ALL Homeowners — After 5 years

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Other financials

Income statement

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Revenue$18.6B+11.8%
Net income$3.3B+55.1%
EPS (diluted)$12.51+61.2%

Balance sheet

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Cash & equivalents$840.0M-15.6%
Total debt$7.5B-7.4%
Total equity$33.7B+40.3%
Total assets$124.76B+7.6%

Cash flow

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Operating cash flow$2.6B+40.6%
CapEx$43.0M
Free cash flow$2.6B+38.3%

Valuation

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Market cap$67.51B+23.9%
Enterprise value$74.17B+20.4%
P/E5.1×-4.3×
P/S+0.1×

Profitability

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Net margin18.9%+10.2pp
FCF margin17.5%+4.6pp

Returns & leverage

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Return on equity46%+18.8pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Allstate in its filing.

Tagged under the XBRL concept all:ShortDurationInsuranceContractsHistoricalClaimsDurationAfterFiveYears.

The source filing: Allstate’s 10-K, filed February 20, 2026.

Filed
Feb 19, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0000899051-26-000031
1 year2 years3 years4 years5 yearsAfter 5 years
Homeowners insurance66.5%26.3%4.0%1.8%0.7%0.7%

Item 8. Financial Statements and Supplementary Data

FAQ

What is Allstate's homeowners — after 5 years?
Allstate (ALL) reported homeowners — after 5 years of 0.7% in Q4 2025.
What does homeowners — after 5 years mean?
This metric captures the homeowners insurance claims and liabilities that are projected to remain outstanding or be settled more than five years after the initial claim event. It represents the 'long-tail' risk component of the homeowners segment, reflecting complex claims or litigation that persist well beyond the standard reporting cycle. This metric is essential for assessing the company's long-term capital adequacy and reserve conservatism.

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