What does single life — retention level per claim mean?

The proportion of single life insurance policies that stay in force following a claim event.

How do you interpret single life — retention level per claim?

An increase indicates improved customer trust and effective claims management, while a decrease may signal dissatisfaction with the claims process or competitive churn.

How does single life — retention level per claim compare across companies?

Comparable to policy persistency or retention ratios reported by life insurance peers during the claims settlement phase.

Allstate ALL Single life — Retention level per claim

Discontinued — last reported Q4 '20

Similar metrics at other companies

EQHVariable Universal Term Life Insurance Single Life — Reinsurance retention policy, amount retained

$6.25M0.0%

AMPSingle life or flexible premium survivorship life policy — Maximum amount of risk retained per policy

$375K0.0%

AMPSingle life insurance policy — Maximum amount of risk retained per policy

$2.5M0.0%

FNFLife and Annuity Insurance Product Line — Reinsurance retention policy, amount retained

$943M—

EQHReinsurance per life for single lives, amount retained

——

CRBGLife Insurance — Separate Account, Liability, Surrender and Withdrawal

——

Other financials

Income statement

See full

Revenue$16.9B+3.0%

Net income$2.5B+313%

EPS (diluted)$9.25+338%

Balance sheet

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Cash & equivalents$697.0M-17.0%

Total debt$7.5B-7.4%

Total equity$31.6B+43.3%

Total assets$123.97B+7.7%

Cash flow

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Operating cash flow$3.6B+81.4%

CapEx$40.0M-56.5%

Free cash flow$3.5B+88.1%

Valuation

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Market cap$56.93B-1.9%

Enterprise value$63.73B-2.4%

P/E4.7×-9.8×

P/S0.8×-0.1×

Profitability

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Net margin17.8%+11.6pp

FCF margin16.9%+3.2pp

Returns & leverage

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Return on equity45.2%+25.4pp

Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Allstate in its filing.

Tagged under the XBRL concept us-gaap:ReinsuranceRetentionPolicyAmountRetained.

The official record: Allstate’s 10-K, filed February 22, 2021, on SEC EDGAR. View the filing →

Questions, answered.

What does single life — retention level per claim mean?: The proportion of single life insurance policies that stay in force following a claim event.
How do you interpret single life — retention level per claim?: An increase indicates improved customer trust and effective claims management, while a decrease may signal dissatisfaction with the claims process or competitive churn.
How does single life — retention level per claim compare across companies?: Comparable to policy persistency or retention ratios reported by life insurance peers during the claims settlement phase.