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Allstate ALL Unearned premiums

Unearned premiums at other companies

The Travelers Companies logo
The Travelers CompaniesTRV
$351M-16.2%
Mercury General logo
Mercury GeneralMCY
Progressive logo
ProgressivePGR
Kemper logo
KemperKMPR
Berkshire Hathaway logo
Berkshire HathawayBRK.A
HCI Group logo
HCI GroupHCI

Other financials

Income statement

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Revenue$16.9B+3.0%
Net income$2.5B+313%
EPS (diluted)$9.25+338%

Balance sheet

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Cash & equivalents$697.0M-17.0%
Total debt$7.5B-7.4%
Total equity$31.6B+43.3%
Total assets$123.97B+7.7%

Cash flow

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Operating cash flow$3.6B+81.4%
CapEx$40.0M-56.5%
Free cash flow$3.5B+88.1%

Valuation

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Market cap$59.62B+15.3%
Enterprise value$66.41B+12.6%
P/E4.9×-8.0×
P/S0.9×+0.1×

Profitability

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Net margin17.8%+11.6pp
FCF margin16.9%+3.2pp

Returns & leverage

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Return on equity45.2%+25.4pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Allstate in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInUnearnedPremiums.

The official record: Allstate’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Allstate's unearned premiums?
Allstate (ALL) reported unearned premiums of -$194M in Q1 2026.
How has Allstate's unearned premiums changed year-over-year?
Allstate's unearned premiums decreased by 174.9% year-over-year, from $259M to -$194M.
What is the long-term trend for Allstate's unearned premiums?
Over 4 years (2021 to 2025), Allstate's unearned premiums has grown at a 8.3% compound annual growth rate (CAGR), from $1.61B to $2.21B.
What does unearned premiums mean?
Unearned premiums represent the portion of insurance premiums collected in advance that have not yet been earned by the insurer. An increase in this balance indicates that the company has collected more cash for future coverage periods.