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Ally Financial ALLY Net Undiscounted Claims and Claim Adjustment Expense Reserves
Net Undiscounted Claims and Claim Adjustment Expense Reserves at other companies
Other financials
Where this comes from
Reported directly by Ally Financial in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet.
The source filing: Ally Financial’s 10-K, filed February 25, 2026.
- Filed
- Feb 25, 2026, 4:02 PM EST
- Fiscal year
- FY2025
- Accession
- 0000040729-26-000005
| Accident year | For the years ended December 31, ($ in millions) / (unaudited supplementary information) / 2016 | For the years ended December 31, ($ in millions) / (unaudited supplementary information) / 2017 | For the years ended December 31, ($ in millions) / (unaudited supplementary information) / 2018 | For the years ended December 31, ($ in millions) / (unaudited supplementary information) / 2019 | For the years ended December 31, ($ in millions) / (unaudited supplementary information) / 2020 | For the years ended December 31, ($ in millions) / (unaudited supplementary information) / 2021 | For the years ended December 31, ($ in millions) / (unaudited supplementary information) / 2022 | For the years ended December 31, ($ in millions) / (unaudited supplementary information) / 2023 | For the years ended December 31, ($ in millions) / 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| 2021 | 213 | 236 | 237 | 237 | 237 | |||||
| 2022 | 225 | 260 | 265 | 271 | ||||||
| 2023 | 328 | 387 | 402 | |||||||
| 2024 | 390 | 462 | ||||||||
| 2025 | 450 | |||||||||
| Total | 3,383 | |||||||||
| All outstanding liabilities for loss and allocated loss adjustment expenses before 2016, net of reinsurance | 8 | |||||||||
| Reserves for insurance losses and allocated loss adjustment expenses, net of reinsurance | $161 |
Item 8. Financial Statements and Supplementary Data
FAQ
- What is Ally Financial's net undiscounted claims and claim adjustment expense reserves?
- Ally Financial (ALLY) reported net undiscounted claims and claim adjustment expense reserves of $161M in Q4 2025.
- How has Ally Financial's net undiscounted claims and claim adjustment expense reserves changed year-over-year?
- Ally Financial's net undiscounted claims and claim adjustment expense reserves increased by 27.8% year-over-year, from $126M to $161M.
- What is the long-term trend for Ally Financial's net undiscounted claims and claim adjustment expense reserves?
- Over 5 years (2020 to 2025), Ally Financial's net undiscounted claims and claim adjustment expense reserves has grown at a 34.2% compound annual growth rate (CAGR), from $37M to $161M.
- What does net undiscounted claims and claim adjustment expense reserves mean?
- This reflects the total reserve amount set aside for unpaid insurance claims and the costs associated with adjusting those claims, calculated without discounting for the time value of money. It provides a conservative view of the insurer's total outstanding obligations. This figure is a primary indicator of the adequacy of the company's insurance loss reserves.
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