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Other financials

Income statement

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Revenue$93.4M+21.4%
Net income$25.2M+0.8%
EPS (diluted)$0.84+3.7%

Balance sheet

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Cash & equivalents$179.7M+174%
Total debt$11.5M-33.0%
Total equity$807.6M+9.7%
Total assets$9.2B+10.7%

Cash flow

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Operating cash flow$56.8M+65.9%
CapEx$6.1M+247%
Free cash flow$50.7M+56.2%

Valuation

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Market cap$1.36B+49.1%
Enterprise value$1.19B+38.0%
P/E13×+4.2×
P/S3.9×+1.0×

Profitability

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Net margin30.3%-2.8pp
FCF margin44.2%+4.9pp

Returns & leverage

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Return on equity13.6%-1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Amalgamated Financial Corp. in its filing.

Tagged under the XBRL concept amal:DeferredTaxAssetsDepreciationAndAmortization.

The official record: Amalgamated Financial Corp.’s 10-K, filed March 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Amalgamated Financial Corp.'s D&A?
Amalgamated Financial Corp. (AMAL) reported D&A of $103K in Q4 2025.
How has Amalgamated Financial Corp.'s D&A changed year-over-year?
Amalgamated Financial Corp.'s D&A decreased by 87.0% year-over-year, from $791K to $103K.
What is the long-term trend for Amalgamated Financial Corp.'s D&A?
Over 5 years (2020 to 2025), Amalgamated Financial Corp.'s D&A has grown at a -42.6% compound annual growth rate (CAGR), from $1.66M to $103K.
What does D&A mean?
This metric quantifies the deferred tax assets resulting from temporary differences between the book value and tax basis of assets due to depreciation and amortization methods. It reflects the timing difference between when expenses are recognized for financial reporting versus tax reporting. This provides insight into the bank's future tax obligations and the impact of non-cash accounting charges on tax planning.