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Amalgamated Financial Corp. AMAL Office maintenance and depreciation

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Other financials

Income statement

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Revenue$93.4M+21.4%
Net income$25.2M+0.8%
EPS (diluted)$0.84+3.7%

Balance sheet

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Cash & equivalents$179.7M+174%
Total debt$11.5M-33.0%
Total equity$807.6M+9.7%
Total assets$9.2B+10.7%

Cash flow

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Operating cash flow$56.8M+65.9%
CapEx$6.1M+247%
Free cash flow$50.7M+56.2%

Valuation

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Market cap$1.36B+48.1%
Enterprise value$1.19B+37.0%
P/E13×+4.2×
P/S3.9×+1.0×

Profitability

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Net margin30.3%-2.8pp
FCF margin44.2%+4.9pp

Returns & leverage

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Return on equity13.6%-1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Amalgamated Financial Corp. in its filing.

Tagged under the XBRL concept amal:OfficeMaintenanceAndDepreciationNonproduction.

The official record: Amalgamated Financial Corp.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Amalgamated Financial Corp.'s office maintenance and depreciation?
Amalgamated Financial Corp. (AMAL) reported office maintenance and depreciation of $550K in Q1 2026.
How has Amalgamated Financial Corp.'s office maintenance and depreciation changed year-over-year?
Amalgamated Financial Corp.'s office maintenance and depreciation decreased by 12.6% year-over-year, from $629K to $550K.
What is the long-term trend for Amalgamated Financial Corp.'s office maintenance and depreciation?
Over 4 years (2021 to 2025), Amalgamated Financial Corp.'s office maintenance and depreciation has grown at a -8.5% compound annual growth rate (CAGR), from $3.06M to $2.14M.
What does office maintenance and depreciation mean?
This metric represents the recurring overhead costs related to the upkeep, utilities, and depreciation of physical office facilities not directly tied to production or customer-facing branches. It provides insight into the bank's fixed cost structure and the efficiency of its corporate real estate footprint. Monitoring this helps assess the bank's ability to manage administrative expenses relative to its revenue-generating activities.