Skip to content

Amalgamated Financial Corp. AMAL Tier 1 Capital Adequacy Requirement

Tier 1 Capital Adequacy Requirement at other companies

Customers Bancorp logo
Customers BancorpCUBI

Other financials

Income statement

See full
Revenue$93.4M+21.4%
Net income$25.2M+0.8%
EPS (diluted)$0.84+3.7%

Balance sheet

See full
Cash & equivalents$179.7M+174%
Total debt$11.5M-33.0%
Total equity$807.6M+9.7%
Total assets$9.2B+10.7%

Cash flow

See full
Operating cash flow$56.8M+65.9%
CapEx$6.1M+247%
Free cash flow$50.7M+56.2%

Valuation

See full
Market cap$1.36B+31.4%
Enterprise value$1.19B+18.9%
P/E13×+3.1×
P/S3.9×+0.6×

Profitability

See full
Net margin30.3%-2.8pp
FCF margin44.2%+4.9pp

Returns & leverage

See full
Return on equity13.6%-1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Amalgamated Financial Corp. in its filing.

Tagged under the XBRL concept us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy.

The official record: Amalgamated Financial Corp.’s 10-K, filed March 5, 2026, on SEC EDGAR. View the filing →

Ask your AI about Amalgamated Financial Corp.'s tier 1 capital adequacy requirement.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Amalgamated Financial Corp.'s tier 1 capital adequacy requirement?
Amalgamated Financial Corp. (AMAL) reported tier 1 capital adequacy requirement of $341.71M in Q4 2025.
How has Amalgamated Financial Corp.'s tier 1 capital adequacy requirement changed year-over-year?
Amalgamated Financial Corp.'s tier 1 capital adequacy requirement increased by 5.3% year-over-year, from $324.37M to $341.71M.
What is the long-term trend for Amalgamated Financial Corp.'s tier 1 capital adequacy requirement?
Over 5 years (2020 to 2025), Amalgamated Financial Corp.'s tier 1 capital adequacy requirement has grown at a 8.7% compound annual growth rate (CAGR), from $225.15M to $341.71M.
What does tier 1 capital adequacy requirement mean?
This represents the minimum Tier 1 capital, consisting primarily of common equity and retained earnings, required to meet regulatory adequacy standards. It is a core measure of a bank's financial strength and its ability to absorb losses on a going-concern basis. Meeting this requirement is essential for maintaining regulatory compliance and investor confidence.