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Amalgamated Financial Corp. AMAL Weighted-Average Discount Rate

Weighted-Average Discount Rate at other companies

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Other financials

Income statement

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Revenue$93.4M+21.4%
Net income$25.2M+0.8%
EPS (diluted)$0.84+3.7%

Balance sheet

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Cash & equivalents$179.7M+174%
Total debt$11.5M-33.0%
Total equity$807.6M+9.7%
Total assets$9.2B+10.7%

Cash flow

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Operating cash flow$56.8M+65.9%
CapEx$6.1M+247%
Free cash flow$50.7M+56.2%

Valuation

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Market cap$1.36B+49.1%
Enterprise value$1.19B+38.0%
P/E13×+4.2×
P/S3.9×+1.0×

Profitability

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Net margin30.3%-2.8pp
FCF margin44.2%+4.9pp

Returns & leverage

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Return on equity13.6%-1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Amalgamated Financial Corp. in its filing.

Tagged under the XBRL concept us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate.

The official record: Amalgamated Financial Corp.’s 10-K, filed March 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Amalgamated Financial Corp.'s weighted-average discount rate?
Amalgamated Financial Corp. (AMAL) reported weighted-average discount rate of 4.7% in Q4 2025.
How has Amalgamated Financial Corp.'s weighted-average discount rate changed year-over-year?
Amalgamated Financial Corp.'s weighted-average discount rate decreased by 9.1% year-over-year, from 5.2% to 4.7%.
What is the long-term trend for Amalgamated Financial Corp.'s weighted-average discount rate?
Over 5 years (2020 to 2025), Amalgamated Financial Corp.'s weighted-average discount rate has grown at a 25.6% compound annual growth rate (CAGR), from 1.5% to 4.7%.
What does weighted-average discount rate mean?
This represents the average interest rate used to calculate the present value of the company's lease liabilities. It reflects the company's incremental borrowing rate or the rate implicit in the leases. This metric is essential for understanding the cost of capital embedded in the company's off-balance-sheet financing arrangements.