Discontinued — last reported Q4 '25
Disability Insurance — Effect of actual variances from expected experience
Ameriprise Financial Disability Insurance — Effect of actual variances from expected experience increased by 87.5% to -$1.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 87.5%, from -$8.00M to -$1.00M. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
A positive variance (lower costs than expected) indicates strong underwriting performance, while a negative variance suggests higher-than-anticipated claims or lapses.
Detailed definition
This metric measures the difference between the actual insurance claims or policyholder behavior experienced during the...
Peer comparison
Standard actuarial variance analysis found in the supplemental disclosures of most insurance companies.
amp_segment_disability_insurance_effect_of_actual_variances_from_expected_experienceHistorical Data
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | -$28.00M | -$9.00M | -$6.00M | -$8.00M | -$1.00M |
| QoQ Change | — | +67.9% | +33.3% | -33.3% | +87.5% |
| YoY Change | — | +67.9% | +33.3% | -33.3% | +87.5% |
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Frequently Asked Questions
- What is Ameriprise Financial's disability insurance — effect of actual variances from expected experience?
- Ameriprise Financial (AMP) reported disability insurance — effect of actual variances from expected experience of -$1.00M in Q4 2025.
- How has Ameriprise Financial's disability insurance — effect of actual variances from expected experience changed year-over-year?
- Ameriprise Financial's disability insurance — effect of actual variances from expected experience increased by 87.5% year-over-year, from -$8.00M to -$1.00M.
- What does disability insurance — effect of actual variances from expected experience mean?
- The financial impact of actual insurance claims and policyholder behavior differing from initial actuarial forecasts.