Ameriprise Financial AMP Term and Whole Life Insurance — Weighted average discount rate

Other product segments

Similar metrics at other companies

METWhole and Term Life & Endowments — Weighted-average current discount rate at balance sheet date

4%+1.2pp

BHFTerm and Whole Life Insurance — Liability for Future Policy Benefit, Current Weighted-Average Discount Rate

5.3%0.0pp

APOWhole Life — Weighted-average current discount rate

6.5%+1.8pp

CINFWhole Life Insurance — Current discount rate

5.8%+0.2pp

CRBGLife Insurance — Weighted-average interest rate, original discount rate

4.7%0.0pp

AFLLife insurance — Weighted-average interest, current discount rate

9%+1.0pp

Questions, answered.

What is Ameriprise Financial's term and whole life insurance — weighted average discount rate?

Ameriprise Financial (AMP) reported term and whole life insurance — weighted average discount rate of 5.6% in Q1 2026.

How has Ameriprise Financial's term and whole life insurance — weighted average discount rate changed year-over-year?

Ameriprise Financial's term and whole life insurance — weighted average discount rate increased by 1.8% year-over-year, from 5.5% to 5.6%.

What is the long-term trend for Ameriprise Financial's term and whole life insurance — weighted average discount rate?

Over 2 years (2023 to 2025), Ameriprise Financial's term and whole life insurance — weighted average discount rate has grown at a -0.7% compound annual growth rate (CAGR), from 21.7% to 21.4%.

What does term and whole life insurance — weighted average discount rate mean?

This is the interest rate used to discount future expected cash flows (premiums and benefits) to their present value. It is highly sensitive to market interest rates and the yield on the company's investment portfolio. A lower discount rate increases the present value of liabilities, while a higher rate decreases it.